Visitor Insurance for Brazilians Visiting Florida
Florida is the #1 US destination for Brazilians — over 1.5 million Brazilians visit Florida every year, primarily to Orlando and Miami. Whether for Disney World, shopping, or visiting the large Brazilian community in Pompano Beach and Deerfield Beach, Brazilian Unimed and private plans stop at the border.
Why Brazilians Visiting Florida Need Insurance
Why Brazilians Come to Florida
Disney World & Theme Parks
Orlando is the #1 destination for Brazilian families. Walt Disney World, Universal, and SeaWorld attract millions of Brazilian tourists annually.
Shopping
Sawgrass Mills, Dolphin Mall, Aventura, and Brickell City Centre are top Brazilian shopping destinations. Luxury goods, electronics, and clothing are significantly cheaper than in Brazil.
Brazilian Community
Pompano Beach, Deerfield Beach, and Hallandale Beach in Broward County have large Brazilian communities. Family visits are constant.
Beach Tourism
Miami Beach, Fort Lauderdale, and Clearwater Beach are popular Brazilian vacation spots.
Business & Investment
Miami is a hub for Brazilian business investment and commerce. B1/B2 business travel from São Paulo and Rio de Janeiro is high-frequency.
English Language Schools
Many Brazilians study English in Florida before applying for US visas or entering US universities.
⚠️ Your Home Insurance Doesn't Cover the US
Brazilian private insurance — Unimed, Bradesco Saúde, Amil, SulAmérica — is domestic-only. The US is explicitly excluded from all Brazilian health plans. The CPBR (Cadastro de Planos Beneficiários da Regulamentação) governs Brazilian health insurance and does not require plans to cover international travel. Any care in Florida is entirely uninsured without a US visitors policy. Note: international travel insurance from Brazilian insurers like Porto Seguro Turismo or Bradesco Seguro Viagem provides limited emergency coverage — always purchase a comprehensive US visitors policy rather than relying on Brazilian travel insurance.
Community in Florida:
1.5 million annual visitors
Brazilians Americans in the US
Visa Types — Coverage Requirements
Brazilians visiting Orlando & Miami typically enter on one of these visa types. Each has different insurance implications.
B1/B2 tourist visa
US health insurance is not included with this visa. Visitors insurance must be purchased separately.
ESTA (if eligible)
US health insurance is not included with this visa. Visitors insurance must be purchased separately.
E-2 investor visa
US health insurance is not included with this visa. Visitors insurance must be purchased separately.
L-1 intracompany visa
US health insurance is not included with this visa. Visitors insurance must be purchased separately.
Top Hospital for Brazilians in Florida
AdventHealth Orlando / Orlando Health
Orlando, Florida
AdventHealth Orlando is the largest hospital in metro Orlando and a top destination for medical care near Disney. Orlando Health Arnold Palmer is the children's hospital. Emergency visits average $3,500–$9,000. Both have Portuguese-speaking staff in key departments.
Best Plans for Brazilians Visiting Florida
All plans available from Tower Hill — Licensed in Texas (#2608479TX). Compare IMG, Trawick, and WorldTrips for visitors to Orlando & Miami and all of Florida.
Visitors Care (IMG)
Coverage
Up to $100,000
Price
From $1.50/day
Pre-Existing
Acute onset covered
Best For
Budget-conscious visitors
Patriot America Plus (IMG)
Coverage
Up to $1,000,000
Price
From $2.20/day
Pre-Existing
Acute onset covered
Best For
Most visitors — best value
Safe Travels USA (Trawick)
Coverage
Up to $150,000
Price
From $1.80/day
Pre-Existing
Acute onset covered
Best For
Short trips under 90 days
Atlas America (WorldTrips)
Coverage
Up to $2,000,000
Price
From $2.50/day
Pre-Existing
Acute onset covered
Best For
Senior visitors 60+
| Plan | Max Coverage | Price | Pre-Existing | Best For |
|---|---|---|---|---|
Visitors Care (IMG) | Up to $100,000 | From $1.50/day | Acute onset covered | Budget-conscious visitors |
Patriot America Plus (IMG) Most Popular | Up to $1,000,000 | From $2.20/day | Acute onset covered | Most visitors — best value |
Safe Travels USA (Trawick) | Up to $150,000 | From $1.80/day | Acute onset covered | Short trips under 90 days |
Atlas America (WorldTrips) | Up to $2,000,000 | From $2.50/day | Acute onset covered | Senior visitors 60+ |
Frequently Asked Questions — Brazilians in Florida
I have Bradesco Saúde premium plan in Brazil. Does that cover me in Orlando?
No. Bradesco Saúde — like all Brazilian health plans regulated by ANS — is a domestic Brazilian plan with zero US coverage. The US is excluded. Even premium plans from Unimed, Amil, or Hapvida do not cover US medical care. You need a separate US visitors insurance policy for every trip.
I have Porto Seguro Seguro Viagem (Brazilian travel insurance). Is that enough?
Brazilian travel insurance products typically provide very limited emergency coverage with low maximums (often R$150,000–R$300,000, which is only ~$30,000–$60,000 USD). For Florida medical costs, this is insufficient. An ICU day in Orlando costs $8,000–$15,000 USD. We recommend purchasing a US visitors insurance policy with at least $100,000 in coverage — preferably $250,000 for anyone 55+.
My Brazilian family is spending 30 days at Disney World and then visiting relatives in Miami. Is that one policy?
Yes — one visitors insurance policy covers the entire US trip from date of arrival to departure. Orlando to Miami, Fort Lauderdale, and back — all covered under one policy. Just set the policy dates to cover your entire US stay.
How much does visitors insurance cost for a Brazilian family visiting Florida?
For a Brazilian couple in their 40s visiting for 30 days, expect $60–$100 for both with $100,000 coverage. For a 60-year-old parent, $72–$118. For a 70-year-old, $130–$210. These are approximate ranges — get an exact quote through our quote engine in under 2 minutes.
My elderly Brazilian parents have diabetes. Can they get coverage?
Yes — visitors insurance is not subject to health underwriting. Diabetes does not affect eligibility or price. However, routine diabetes management (prescriptions, routine checkups, glucose monitoring) is not covered. What IS covered: if your parents experience a diabetic emergency, cardiac event, or other acute condition in Florida, that is covered as acute onset of pre-existing condition up to the full policy maximum for travelers under age 70.
Protect Your Family in Florida
Get an instant quote from IMG, Trawick, or WorldTrips. Coverage from $1.50/day. Tower Hill is licensed in Texas (#2608479TX) and has insured 60,000+ travelers.
Licensed Texas Agency #2608479TX • support@towerhillcorp.com • Mon–Fri 9AM–6PM CST