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Visitor Insurance for Italy

Visitor Insurance for Italians Traveling to the USA

Italy's Servizio Sanitario Nazionale (SSN) covers you at home and across the EU — but not in the United States.

No commitment · Compare multiple plans · Buy in minutes

The Coverage Gap

Italy's SSN Has No Coverage in the United States

Italy's national health service (SSN) is one of the best in Europe, with free or low-cost coverage for residents. But it covers you only within Italy and (through the EHIC) in EU member states. The USA is not part of this network — and without dedicated visitor insurance, you're fully exposed to the highest healthcare costs in the world.

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The average US hospital stay costs more than €10,000 per night — with no cap on how high bills can go.

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$3,000+

ER Visit

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$11,700/night

Hospital Stay

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$1,500

Ambulance Ride

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$50,000+

Major Surgery

Why Tower Hill

Trusted by 60,000+ International Travelers

We partner with the top A-rated carriers so you get the best coverage, not the highest commission.

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A-Rated Carriers Only

Every plan we offer is from a financially strong, A-rated insurer — IMG, Trawick International, or WorldTrips.

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Compare & Buy in 5 Minutes

No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.

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Coverage in 151 Countries

Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.

Our Plans

Compare Top Visitor Insurance Plans

All plans designed specifically for visitors to the USA — covering emergency medical, hospitalization, evacuation, and more.

IMG Patriot America Plus

From $1.10/day

Coverage up to Up to $1,000,000

A-rated by A.M. Best
Covers acute onset of pre-existing conditions
Emergency medical evacuation included
COVID-19 treatment covered
Deductible from $0–$2,500

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Best Value

Trawick Safe Travels USA

From $1.25/day

Coverage up to Up to $1,000,000

Comprehensive emergency coverage
24/7 multilingual assistance
Hospital direct billing available
Covers acute onset of pre-existing conditions
Renewable up to 12 months

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Premium Option

WorldTrips Atlas America

From $1.50/day

Coverage up to Up to $2,000,000

Highest coverage limit available
Ideal for seniors and longer stays
Covers urgent care and telehealth
A.M. Best A-rated carrier
Flexible deductible options

Get a Quote

Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.

Common Questions

Frequently Asked Questions

Does my EHIC card work in the USA?

No — the European Health Insurance Card (EHIC) only works within EU member states. It has zero coverage in the United States.

Do Italians need a visa to visit the USA?

Italian citizens can enter the USA for up to 90 days without a visa under the Visa Waiver Program (ESTA). An approved ESTA is required before departure.

Can I buy coverage for my parents visiting me in the USA?

Absolutely. Many of our clients purchase plans for parents visiting from Italy. You can buy a plan on their behalf online in minutes. Plans are available for travelers of any age.

What is the minimum coverage I should get?

For visits to the USA, we recommend a minimum of $100,000 in medical coverage. US healthcare costs are among the highest in the world, and even a short hospitalization can exceed $50,000.

How do I file a claim if I need medical care?

Call the 24/7 assistance number on your insurance ID card before seeking treatment when possible. For emergencies, go directly to care — your insurer can sort out billing afterward. All major insurers we work with have direct billing relationships with US hospitals.

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Protect Your Trip to the USA

Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes — no commitment required.

Get My Free Quote

Texas License #2608479TX · A-rated carriers · 151 countries covered