Visitor Insurance for Ghana
Visitor Insurance for Ghanaians Visiting the USA
Ghana's NHIS national health insurance has zero coverage outside Ghana. In the USA, you're personally responsible for every medical bill.
Get My Free QuoteNo commitment · Compare multiple plans · Buy in minutes
The Coverage Gap
Ghana's NHIS Has No Coverage Outside Ghana
Ghana's National Health Insurance Scheme (NHIS) covers treatment at accredited Ghanaian healthcare providers only. It has no international coverage of any kind. Ghanaians visiting the USA — including the fast-growing Ghanaian-American community that regularly brings family for visits — face the full cost of US healthcare without any home country insurance support.
Ghana has one of the strongest diaspora communities in the USA, with hundreds of thousands of Ghanaian-Americans. Family visits from Ghana without US coverage are extremely common.
Why Tower Hill
Trusted by 60,000+ International Travelers
We partner with the top A-rated carriers so you get the best coverage, not the highest commission.
A-Rated Carriers Only
Every plan we offer is from a financially strong, A-rated insurer — IMG, Trawick International, or WorldTrips.
Compare & Buy in 5 Minutes
No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.
Coverage in 151 Countries
Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.
Our Plans
Compare Top Visitor Insurance Plans
All plans designed specifically for visitors to the USA — covering emergency medical, hospitalization, evacuation, and more.
IMG Patriot America Plus
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.
Common Questions
Frequently Asked Questions
Can I buy visitor insurance for Ghanaian family visiting the USA?
Do Ghanaians need a visa to visit the USA?
What's covered under a visitor insurance plan?
What is the minimum coverage I should get?
How do I file a claim if I need medical care?
Protect Your Trip to the USA
Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes — no commitment required.
Get My Free QuoteTexas License #2608479TX · A-rated carriers · 151 countries covered