Tower Hill Travel Insurance
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Visitor Insurance for Spain

Visitor Insurance for Spanish Visitors to the USA

Spain's SNS (public health) and EHIC are useless in the USA. American healthcare costs are 10x higher than what you're used to in Spain.

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The Coverage Gap

Spain's SNS and European EHIC Have Zero Coverage in the USA

Spain's Servicio Nacional de Salud (SNS) โ€” one of Europe's best โ€” provides zero coverage in the USA. The European Health Insurance Card (EHIC) is also completely invalid in America. Spanish visitors need dedicated US visitor insurance. Without it, you'll pay full US rates: $5,000+ for an ER visit and $30,000+ for a hospital stay.

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Spain's EHIC and SNS are both useless in the USA โ€” there's no EU-USA reciprocal healthcare agreement.

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$3,000+
ER Visit
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$11,700/night
Hospital Stay
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$1,500
Ambulance Ride
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$50,000+
Major Surgery

Why Tower Hill

Trusted by 60,000+ International Travelers

We partner with the top A-rated carriers so you get the best coverage, not the highest commission.

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A-Rated Carriers Only

Every plan we offer is from a financially strong, A-rated insurer โ€” IMG, Trawick International, or WorldTrips.

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Compare & Buy in 5 Minutes

No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.

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Coverage in 151 Countries

Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.

Our Plans

Compare Top Visitor Insurance Plans

All plans designed specifically for visitors to the USA โ€” covering emergency medical, hospitalization, evacuation, and more.

Most Popular

IMG Patriot America Plus

From $1.10/day
Coverage up to Up to $1,000,000
  • A-rated by A.M. Best
  • Covers acute onset of pre-existing conditions
  • Emergency medical evacuation included
  • COVID-19 treatment covered
  • Deductible from $0โ€“$2,500
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Best Value

Trawick Safe Travels USA

From $1.25/day
Coverage up to Up to $1,000,000
  • Comprehensive emergency coverage
  • 24/7 multilingual assistance
  • Hospital direct billing available
  • Covers acute onset of pre-existing conditions
  • Renewable up to 12 months
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Premium Option

WorldTrips Atlas America

From $1.50/day
Coverage up to Up to $2,000,000
  • Highest coverage limit available
  • Ideal for seniors and longer stays
  • Covers urgent care and telehealth
  • A.M. Best A-rated carrier
  • Flexible deductible options
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Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.

Common Questions

Frequently Asked Questions

Does my Spanish SNS public health cover me in the USA?
No. Spain's public health service (SNS) has zero coverage in the United States. You need dedicated US visitor insurance.
Does EHIC work in the USA?
No. The European Health Insurance Card (EHIC) only covers EU countries and a few reciprocal agreement countries. The USA is not included.
What visitor insurance is recommended for Spanish travelers?
IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America are all excellent choices. They cover emergency medical, hospitalization, and evacuation across the USA.
What is the minimum coverage I should get?
For visits to the USA, we recommend a minimum of $100,000 in medical coverage. US healthcare costs are among the highest in the world, and even a short hospitalization can exceed $50,000.
How do I file a claim if I need medical care?
Call the 24/7 assistance number on your insurance ID card before seeking treatment when possible. For emergencies, go directly to care โ€” your insurer can sort out billing afterward. All major insurers we work with have direct billing relationships with US hospitals.

Visitor Insurance for Other Nationalities

๐Ÿ‡ฆ๐Ÿ‡ทArgentina๐Ÿ‡ฆ๐Ÿ‡บAustralia๐Ÿ‡จ๐Ÿ‡ฆCanada๐Ÿ‡ฉ๐Ÿ‡ชGermany๐Ÿ‡ญ๐Ÿ‡ฐHong Kong๐Ÿ‡ฎ๐Ÿ‡ฑIsrael๐Ÿ‡ฎ๐Ÿ‡นItaly๐Ÿ‡ฐ๐Ÿ‡ทSouth Korea๐Ÿ‡ฒ๐Ÿ‡ฝMexico๐Ÿ‡ธ๐Ÿ‡ฌSingapore๐Ÿ‡จ๐Ÿ‡ญSwitzerland๐Ÿ‡ฆ๐Ÿ‡ชUAE๐Ÿ‡ฌ๐Ÿ‡งUnited Kingdom๐Ÿ‡ฎ๐Ÿ‡ณIndia๐Ÿ‡ต๐Ÿ‡ญPhilippines๐Ÿ‡จ๐Ÿ‡ณChina๐Ÿ‡ฏ๐Ÿ‡ตJapan๐Ÿ‡ง๐Ÿ‡ทBrazil๐Ÿ‡ซ๐Ÿ‡ทFrance๐Ÿ‡จ๐Ÿ‡ดColombia
See all visitor insurance plans โ†’
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Protect Your Trip to the USA

Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes โ€” no commitment required.

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