Visitor Insurance for Kenya
Visitor Insurance for Kenyans Visiting the USA
Kenya's NHIF national health insurance has no validity in the United States. One US hospital visit can exceed an entire year of Kenyan earnings.
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The Coverage Gap
Kenya's NHIF Has Zero Coverage in the USA
Kenya's National Hospital Insurance Fund (NHIF) — the country's national health insurer — provides coverage through Kenya's accredited hospital network only. It has no coverage outside Kenya. Private Kenyan health insurers like Jubilee Health Insurance, AAR Insurance, and CIC Insurance are similarly limited to Kenya. Kenyan nationals visiting the USA for tourism, business, education, or family visits must carry dedicated visitor insurance.
Kenya has a rapidly growing diaspora in the USA, particularly in cities like Dallas, Minneapolis, and Atlanta. Family visits without US coverage are a significant risk.
Why Tower Hill
Trusted by 60,000+ International Travelers
We partner with the top A-rated carriers so you get the best coverage, not the highest commission.
A-Rated Carriers Only
Every plan we offer is from a financially strong, A-rated insurer — IMG, Trawick International, or WorldTrips.
Compare & Buy in 5 Minutes
No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.
Coverage in 151 Countries
Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.
Our Plans
Compare Top Visitor Insurance Plans
All plans designed specifically for visitors to the USA — covering emergency medical, hospitalization, evacuation, and more.
IMG Patriot America Plus
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.
Common Questions
Frequently Asked Questions
Can I get visitor insurance for my Kenyan family visiting the USA?
Do Kenyans need a visa to visit the USA?
What happens if my Kenyan family member needs emergency surgery in the USA?
What is the minimum coverage I should get?
How do I file a claim if I need medical care?
Protect Your Trip to the USA
Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes — no commitment required.
Get My Free QuoteTexas License #2608479TX · A-rated carriers · 151 countries covered