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Visitor Insurance for South Korea

Visitor Insurance for Koreans Visiting the USA

Korea's National Health Insurance (건강보험) doesn't cover treatment in the United States. Protect yourself before you land.

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The Coverage Gap

Korean National Health Insurance (NHIS) Has No US Coverage

South Korea's National Health Insurance Service (NHIS) provides excellent, affordable healthcare within Korea — but it has no coverage for medical treatment in the United States. Whether you're visiting family, attending business meetings, or traveling as a tourist, you need dedicated visitor insurance to cover US medical costs.

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US emergency care is priced in dollars — a single ER visit can cost ₩4,000,000+ before any treatment begins.

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$3,000+

ER Visit

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$11,700/night

Hospital Stay

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$1,500

Ambulance Ride

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$50,000+

Major Surgery

Why Tower Hill

Trusted by 60,000+ International Travelers

We partner with the top A-rated carriers so you get the best coverage, not the highest commission.

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A-Rated Carriers Only

Every plan we offer is from a financially strong, A-rated insurer — IMG, Trawick International, or WorldTrips.

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Compare & Buy in 5 Minutes

No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.

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Coverage in 151 Countries

Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.

Our Plans

Compare Top Visitor Insurance Plans

All plans designed specifically for visitors to the USA — covering emergency medical, hospitalization, evacuation, and more.

IMG Patriot America Plus

From $1.10/day

Coverage up to Up to $1,000,000

A-rated by A.M. Best
Covers acute onset of pre-existing conditions
Emergency medical evacuation included
COVID-19 treatment covered
Deductible from $0–$2,500

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Best Value

Trawick Safe Travels USA

From $1.25/day

Coverage up to Up to $1,000,000

Comprehensive emergency coverage
24/7 multilingual assistance
Hospital direct billing available
Covers acute onset of pre-existing conditions
Renewable up to 12 months

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Premium Option

WorldTrips Atlas America

From $1.50/day

Coverage up to Up to $2,000,000

Highest coverage limit available
Ideal for seniors and longer stays
Covers urgent care and telehealth
A.M. Best A-rated carrier
Flexible deductible options

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Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.

Common Questions

Frequently Asked Questions

Do Korean citizens need a visa to visit the USA?

Korean citizens are eligible for the Visa Waiver Program (ESTA) and can visit the USA for up to 90 days without a visa. An approved ESTA is required before departure.

Can students from Korea get coverage for studying in the USA?

Yes — we offer student travel insurance plans specifically for international students studying in the USA, including plans that meet J-1 and F-1 visa requirements.

What if I only have a short trip — is it still worth getting coverage?

Absolutely. Medical emergencies don't wait for long trips. A plan for even a 2-week trip can cost as little as $15–$30 and protects you from bills that could reach tens of thousands of dollars.

What is the minimum coverage I should get?

For visits to the USA, we recommend a minimum of $100,000 in medical coverage. US healthcare costs are among the highest in the world, and even a short hospitalization can exceed $50,000.

How do I file a claim if I need medical care?

Call the 24/7 assistance number on your insurance ID card before seeking treatment when possible. For emergencies, go directly to care — your insurer can sort out billing afterward. All major insurers we work with have direct billing relationships with US hospitals.

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Protect Your Trip to the USA

Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes — no commitment required.

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Texas License #2608479TX · A-rated carriers · 151 countries covered