Visitor Insurance for Japan
Visitor Insurance for Japanese Nationals Visiting the USA
Japan's National Health Insurance (NHI) is one of the best systems in the world — but it only works in Japan. It has no coverage in the United States.
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The Coverage Gap
Japan's NHI and Shakai Hoken Have No Coverage in the USA
Japan's universal healthcare system — including the National Health Insurance (Kokumin Kenko Hoken) and the social insurance system (Shakai Hoken) — covers residents within Japan only. Japan and the United States have no bilateral healthcare agreement. Japanese nationals visiting the USA face 100% of all medical costs out-of-pocket unless they carry dedicated visitor insurance.
Japan has one of the best public health systems in the world — but that system ends at Japan's borders. In the USA, you pay everything yourself.
Why Tower Hill
Trusted by 60,000+ International Travelers
We partner with the top A-rated carriers so you get the best coverage, not the highest commission.
A-Rated Carriers Only
Every plan we offer is from a financially strong, A-rated insurer — IMG, Trawick International, or WorldTrips.
Compare & Buy in 5 Minutes
No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.
Coverage in 151 Countries
Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.
Our Plans
Compare Top Visitor Insurance Plans
All plans designed specifically for visitors to the USA — covering emergency medical, hospitalization, evacuation, and more.
IMG Patriot America Plus
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.
Common Questions
Frequently Asked Questions
Does Japan have any agreement with the USA that covers medical treatment?
Do Japanese visitors need insurance for a US visa?
How quickly can I get covered?
What is the minimum coverage I should get?
How do I file a claim if I need medical care?
Protect Your Trip to the USA
Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes — no commitment required.
Get My Free QuoteTexas License #2608479TX · A-rated carriers · 151 countries covered