Best Travel Insurance for US Residents — All 50 States
Your US health insurance stops working the moment you leave the country. Find state-specific travel insurance guides for American residents — ranked plans, affiliate options, and coverage tips tailored to where you live.
Not sure which plan is right for your state? Aria can give you an instant recommendation.
Get Aria's Recommendation →Northeast
(11 states)Connecticut
Top destination: United Kingdom
Delaware
Top destination: United Kingdom
Maine
Top destination: Canada
Maryland
Top destination: United Kingdom
Massachusetts
Top destination: United Kingdom
New Hampshire
Top destination: Canada
New Jersey
Top destination: Italy
New York
Top destination: United Kingdom
Pennsylvania
Top destination: United Kingdom
Rhode Island
Top destination: Italy
Vermont
Top destination: Canada
South
(12 states)Alabama
Top destination: Mexico
Arkansas
Top destination: Mexico
Florida
Top destination: Mexico
Georgia
Top destination: Mexico
Kentucky
Top destination: Mexico
Louisiana
Top destination: Mexico
Mississippi
Top destination: Mexico
North Carolina
Top destination: Mexico
South Carolina
Top destination: Mexico
Tennessee
Top destination: Mexico
Virginia
Top destination: United Kingdom
West Virginia
Top destination: Mexico
Midwest
(12 states)Illinois
Top destination: Mexico
Indiana
Top destination: Mexico
Iowa
Top destination: Mexico
Kansas
Top destination: Mexico
Michigan
Top destination: Canada
Minnesota
Top destination: Canada
Missouri
Top destination: Mexico
Nebraska
Top destination: Mexico
North Dakota
Top destination: Canada
Ohio
Top destination: Mexico
South Dakota
Top destination: Canada
Wisconsin
Top destination: Germany
Southwest
(4 states)West
(11 states)Alaska
Top destination: Canada
California
Top destination: Mexico
Colorado
Top destination: Mexico
Hawaii
Top destination: Japan
Idaho
Top destination: Canada
Montana
Top destination: Canada
Nevada
Top destination: Mexico
Oregon
Top destination: Mexico
Utah
Top destination: Mexico
Washington
Top destination: Canada
Wyoming
Top destination: Canada
All 50 States — A to Z
Full alphabetical directory of all state-specific travel insurance guides.
Why US Residents Need International Travel Insurance
Every US health insurance plan — including Medicare, Medicaid, and employer-sponsored coverage — provides little or no coverage outside the United States. When you leave the country, you are financially exposed to full private hospital rates with no negotiated discounts.
A single medical emergency abroad can result in bills of $30,000–$200,000. Medical evacuation back to the US alone averages $50,000–$250,000. An international travel insurance policy starts at just $3–$8 per day.
Each state guide above ranks the three best affiliate plans for that state's residents — WithFaye (best overall), Squaremouth (best for comparing prices), and BCBS Global Solutions (best brand recognition) — plus Tower Hill's own plans through our quote tool.
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