Visitor Insurance for San Diego, CA
San Diego is a major international border city — millions of visitors arrive annually, many without knowing their home country plan won't cover US care.
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Why Visitor Insurance Is Essential in San Diego
San Diego's beaches, Zoo, and perfect weather attract millions of international visitors. UC San Diego Health, Scripps, and Sharp Healthcare are leading regional systems. International visitors have zero US coverage. Whether you're crossing from Mexico or flying from Europe, visitor insurance from IMG, Trawick, or WorldTrips is essential.
Without Visitor Insurance
- ✗ER visit: $5,000–$30,000 billed to you directly
- ✗Hospital stay: $15,000–$100,000+
- ✗Medical evacuation: $20,000–$100,000
- ✗No negotiated rates — full sticker price
With Visitor Insurance
- ✓Emergency medical covered up to $1M–$2M
- ✓Access to San Diego's hospital network
- ✓Emergency evacuation included
- ✓Plans from $1.10/day
Our Plans Are Accepted At San Diego's Top Hospitals
UC San Diego Health
Scripps Health
Sharp Healthcare
Rady Children's Hospital
+ thousands more in-network hospitals and urgent care centers throughout California
Best Visitor Insurance Plans for San Diego
All plans accepted at major San Diego hospitals. Compare coverage and pricing below.
IMG Patriot America Plus
Coverage: Up to $1,000,000
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
Coverage: Up to $1,000,000
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
Coverage: Up to $2,000,000
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Visitor Insurance San Diego — Frequently Asked Questions
Do visitors to San Diego need health insurance?
Yes. International visitors to San Diego have no coverage under US public programs. UC San Diego Health, Scripps, and Sharp bill uninsured patients at full rates.
What visitor insurance covers San Diego?
IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America all cover San Diego hospitals.
Is visitor insurance available for San Diego Zoo or beach trips?
Yes. Visitor insurance covers accidents and illness anywhere in San Diego including at tourist attractions.
More Visitor Insurance Coverage Pages
Get Covered for Your San Diego Visit
Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.
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