Visitor Insurance for Philadelphia, PA
Philadelphia is home to America's first hospital (Pennsylvania Hospital, est. 1751) — today its academic medical centers bill uninsured patients at top rates.
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Why Visitor Insurance Is Essential in Philadelphia
Philadelphia's Independence Hall and historic sites draw millions of international visitors. HUP, Jefferson, and Temple University Hospital are nationally ranked academic centers. International visitors have zero coverage under US public programs. Visitor insurance from IMG, Trawick, or WorldTrips ensures proper coverage throughout your Philadelphia visit.
Without Visitor Insurance
- ✗ER visit: $5,000–$30,000 billed to you directly
- ✗Hospital stay: $15,000–$100,000+
- ✗Medical evacuation: $20,000–$100,000
- ✗No negotiated rates — full sticker price
With Visitor Insurance
- ✓Emergency medical covered up to $1M–$2M
- ✓Access to Philadelphia's hospital network
- ✓Emergency evacuation included
- ✓Plans from $1.10/day
Our Plans Are Accepted At Philadelphia's Top Hospitals
Hospital of the University of Pennsylvania
Jefferson Health
Temple University Hospital
Jefferson Einstein Hospital
+ thousands more in-network hospitals and urgent care centers throughout Pennsylvania
Best Visitor Insurance Plans for Philadelphia
All plans accepted at major Philadelphia hospitals. Compare coverage and pricing below.
IMG Patriot America Plus
Coverage: Up to $1,000,000
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
Coverage: Up to $1,000,000
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
Coverage: Up to $2,000,000
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Visitor Insurance Philadelphia — Frequently Asked Questions
Do visitors to Philadelphia need health insurance?
Yes. International visitors to Philadelphia have no coverage under US public programs. HUP, Jefferson, and Temple bill uninsured patients at full rates.
What visitor insurance covers Philadelphia hospitals?
IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America all cover Philadelphia. IMG's PPO network includes Jefferson Health and HUP.
Is visitor insurance available for a short trip to Philadelphia?
Yes. Plans are available for trips as short as 5 days. Buy online instantly and get coverage activated the same day.
More Visitor Insurance Coverage Pages
Pennsylvania Coverage
Visitor Insurance PennsylvaniaStatewide coverage for all international visitors to Pennsylvania
Other Cities
Get Covered for Your Philadelphia Visit
Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.
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