Visitor Insurance for Chicago, IL
Northwestern Memorial Hospital is ranked #11 in the USA. An uninsured inpatient stay in Chicago averages $25,000–$150,000.
Compare plans in 60 seconds • No spam
Why Visitor Insurance Is Essential in Chicago
Chicago is the USA's third largest city and a major international hub. Northwestern, Rush, and U of C Medicine are world-class facilities — but international visitors receive zero coverage from US public programs. Whether you're visiting for business, tourism, or family, visitor insurance ensures you're covered at Chicago's top hospitals.
Without Visitor Insurance
- ✗ER visit: $5,000–$30,000 billed to you directly
- ✗Hospital stay: $15,000–$100,000+
- ✗Medical evacuation: $20,000–$100,000
- ✗No negotiated rates — full sticker price
With Visitor Insurance
- ✓Emergency medical covered up to $1M–$2M
- ✓Access to Chicago's hospital network
- ✓Emergency evacuation included
- ✓Plans from $1.10/day
Our Plans Are Accepted At Chicago's Top Hospitals
Northwestern Memorial Hospital
Rush University Medical Center
University of Chicago Medicine
Advocate Christ Medical Center
+ thousands more in-network hospitals and urgent care centers throughout Illinois
Best Visitor Insurance Plans for Chicago
All plans accepted at major Chicago hospitals. Compare coverage and pricing below.
IMG Patriot America Plus
Coverage: Up to $1,000,000
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
Coverage: Up to $1,000,000
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
Coverage: Up to $2,000,000
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Visitor Insurance Chicago — Frequently Asked Questions
Do visitors to Chicago need health insurance?
Yes. International visitors to Chicago have no coverage under US public programs. A single ER visit at Northwestern or Rush can cost $8,000–$40,000 without insurance.
What is the best visitor insurance for Chicago?
IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America are all excellent choices for Chicago visitors.
Does visitor insurance cover Chicago hospital network?
Yes. IMG Patriot America Plus uses the UnitedHealthcare Options PPO — one of the largest networks in Chicago. Trawick and WorldTrips also have broad coverage in the metro area.
More Visitor Insurance Coverage Pages
Get Covered for Your Chicago Visit
Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.
Get My Free QuoteTower Hill Travel Insurance · Licensed #2608479TX · support@towerhillcorp.com