Visitor Insurance for New York City, NY
New York City's hospitals are among the most expensive in the world. An uninsured ER visit at NewYork-Presbyterian can cost $15,000–$80,000.
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Why Visitor Insurance Is Essential in New York City
New York City is the USA's most visited city — over 13 million international tourists per year. It's also home to some of the country's most expensive hospitals. International visitors to NYC have zero coverage under US public programs. Whether you're visiting Times Square, Brooklyn, or the Bronx, visitor insurance from IMG, Trawick, or WorldTrips ensures you're protected from Day 1.
Without Visitor Insurance
- ✗ER visit: $5,000–$30,000 billed to you directly
- ✗Hospital stay: $15,000–$100,000+
- ✗Medical evacuation: $20,000–$100,000
- ✗No negotiated rates — full sticker price
With Visitor Insurance
- ✓Emergency medical covered up to $1M–$2M
- ✓Access to New York City's hospital network
- ✓Emergency evacuation included
- ✓Plans from $1.10/day
Our Plans Are Accepted At New York City's Top Hospitals
NewYork-Presbyterian Hospital
Mount Sinai Hospital
NYU Langone Medical Center
Bellevue Hospital
+ thousands more in-network hospitals and urgent care centers throughout New York
Best Visitor Insurance Plans for New York City
All plans accepted at major New York City hospitals. Compare coverage and pricing below.
IMG Patriot America Plus
Coverage: Up to $1,000,000
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
Coverage: Up to $1,000,000
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
Coverage: Up to $2,000,000
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Visitor Insurance New York City — Frequently Asked Questions
Do international visitors to New York City need health insurance?
Yes. International visitors have no coverage under Medicare, Medicaid, or any US public program. An ER visit at NewYork-Presbyterian or Mount Sinai can cost $10,000–$80,000 without insurance.
What is the best visitor insurance for New York City?
IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America are top choices. All have broad networks covering NYC hospitals including NewYork-Presbyterian and NYU Langone.
Can I buy visitor insurance after arriving in New York?
Yes. You can purchase visitor insurance after arriving in NYC. Most plans include a 24–72 hour waiting period for illness. Accident coverage typically starts immediately.
More Visitor Insurance Coverage Pages
Get Covered for Your New York City Visit
Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.
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