Visitor Insurance for San Francisco, CA
UCSF Medical Center is ranked #8 in the USA — San Francisco's hospitals are among the most expensive in the nation for uninsured patients.
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Why Visitor Insurance Is Essential in San Francisco
San Francisco draws 24 million visitors per year including millions from Asia, Europe, and Latin America. UCSF, Zuckerberg General, and CPMC are leading medical centers. International visitors have zero US coverage. From Fisherman's Wharf to the Mission, visitor insurance from IMG, Trawick, or WorldTrips is essential in San Francisco.
Without Visitor Insurance
- ✗ER visit: $5,000–$30,000 billed to you directly
- ✗Hospital stay: $15,000–$100,000+
- ✗Medical evacuation: $20,000–$100,000
- ✗No negotiated rates — full sticker price
With Visitor Insurance
- ✓Emergency medical covered up to $1M–$2M
- ✓Access to San Francisco's hospital network
- ✓Emergency evacuation included
- ✓Plans from $1.10/day
Our Plans Are Accepted At San Francisco's Top Hospitals
UCSF Medical Center
Zuckerberg San Francisco General Hospital
California Pacific Medical Center
CPMC Davies Campus
+ thousands more in-network hospitals and urgent care centers throughout California
Best Visitor Insurance Plans for San Francisco
All plans accepted at major San Francisco hospitals. Compare coverage and pricing below.
IMG Patriot America Plus
Coverage: Up to $1,000,000
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
Coverage: Up to $1,000,000
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
Coverage: Up to $2,000,000
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Visitor Insurance San Francisco — Frequently Asked Questions
Do visitors to San Francisco need health insurance?
Yes. International visitors to SF have no coverage under US public programs. San Francisco's hospitals are among the most expensive in the USA for uninsured patients.
What visitor insurance covers San Francisco?
IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America all cover San Francisco hospitals including UCSF Medical Center.
Can I get visitor insurance for a Silicon Valley / Bay Area trip?
Yes. Visitor insurance covers your entire stay in the Bay Area including San Francisco, the Peninsula, and East Bay.
More Visitor Insurance Coverage Pages
Get Covered for Your San Francisco Visit
Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.
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