Tower Hill Travel Insurance
🇵🇰

Visitor Insurance for Pakistan

Visitor Insurance for Pakistanis Visiting the USA

Pakistan's public and private health coverage has zero validity in the United States. You're fully exposed to US medical costs without visitor insurance.

Get My Free Quote

No commitment · Compare multiple plans · Buy in minutes

The Coverage Gap

Pakistani Health Coverage Does Not Extend to the USA

Pakistan's Sehat Sahulat Programme (Sehat Card) provides inpatient coverage at enrolled Pakistani hospitals only — it has no reimbursement authority in the United States. Pakistan and the US have no bilateral healthcare agreement. A US ER visit averages $3,100; hospitalisation averages $11,700 per night. With 554,000+ Pakistani-Americans in New York, Texas, and California, parents visiting on a B-2 visa are especially vulnerable — one cardiac admission or diabetic emergency in the US can exceed ₨8.6 million with zero Sehat Card offset.

⚠️

The Pakistani-American community is one of the largest South Asian diaspora groups in the USA, and family visits without insurance coverage are a leading cause of unexpected financial hardship.

🏥
$3,000+
ER Visit
🛏️
$11,700/night
Hospital Stay
🚑
$1,500
Ambulance Ride
⚕️
$50,000+
Major Surgery

Why Tower Hill

Trusted by 60,000+ International Travelers

We partner with the top A-rated carriers so you get the best coverage, not the highest commission.

🏆

A-Rated Carriers Only

Every plan we offer is from a financially strong, A-rated insurer — IMG, Trawick International, or WorldTrips.

⚡

Compare & Buy in 5 Minutes

No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.

🌍

Coverage in 151 Countries

Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.

Our Plans

Compare Top Visitor Insurance Plans

All plans designed specifically for visitors to the USA — covering emergency medical, hospitalization, evacuation, and more.

Most Popular

IMG Patriot America Plus

From $1.10/day
Coverage up to Up to $1,000,000
  • A-rated by A.M. Best
  • Covers acute onset of pre-existing conditions
  • Emergency medical evacuation included
  • COVID-19 treatment covered
  • Deductible from $0–$2,500
Get a Quote
Best Value

Trawick Safe Travels USA

From $1.25/day
Coverage up to Up to $1,000,000
  • Comprehensive emergency coverage
  • 24/7 multilingual assistance
  • Hospital direct billing available
  • Covers acute onset of pre-existing conditions
  • Renewable up to 12 months
Get a Quote
Premium Option

WorldTrips Atlas America

From $1.50/day
Coverage up to Up to $2,000,000
  • Highest coverage limit available
  • Ideal for seniors and longer stays
  • Covers urgent care and telehealth
  • A.M. Best A-rated carrier
  • Flexible deductible options
Get a Quote

Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.

Common Questions

Frequently Asked Questions

Can I buy visitor insurance for my Pakistani parents visiting the USA?
Yes — this is extremely common in the Pakistani-American community. You can purchase a plan on behalf of parents or family members before or after they arrive. Plans cover all ages up to 99 and most include acute onset coverage for conditions like diabetes, hypertension, and cardiac disease — essential for older Pakistani visitors who commonly have these managed conditions.
Does Pakistan's Sehat Card or private insurance cover treatment in the USA?
No. Pakistan's Sehat Sahulat Programme (Sehat Card) covers inpatient care only at enrolled Pakistani hospitals. Private Pakistani HMOs similarly have zero US coverage. Pakistan and the USA have no bilateral healthcare agreement. Without dedicated visitor insurance, all US medical costs are entirely out-of-pocket — an ER visit alone can cost PKR 700,000+, and hospitalization can exceed PKR 10 million.
What does visitor insurance for Pakistanis in the USA cover?
Plans cover emergency medical treatment, hospitalization, surgery, prescription drugs, and emergency medical evacuation. Most include acute onset coverage for sudden flare-ups of known pre-existing conditions. Some plans also include trip interruption coverage. Coverage starts as low as $50,000 and goes up to $2,000,000 — we recommend at least $100,000 for US visits.
Is visitor insurance required for a B-2 visa application from Pakistan?
It is not a formal requirement, but it is strongly recommended by US consulates. Including proof of visitor insurance with your B-2 visa application demonstrates financial responsibility and can strengthen your application. US medical bills can exceed PKR 10 million for a single hospitalization — presenting evidence that you're covered for this risk reduces consular concerns.
Which visitor insurance plan is best for Pakistani visitors?
For most Pakistani visitors, IMG Patriot America Plus is the top choice — A-rated, comprehensive, and includes acute onset pre-existing condition coverage. Trawick Safe Travels USA Comprehensive offers strong value for healthy adults. For Pakistani seniors or those with heart disease or kidney conditions, WorldTrips Atlas America provides up to $2,000,000 in coverage.
How much does visitor insurance cost for Pakistani visitors?
Plans typically start around $1.10–$2.00 per day. A healthy Pakistani adult under 60 visiting for 30 days usually pays $35–$80. Seniors over 70 will see higher rates. For context, a single night in a US hospital costs more than most monthly visitor insurance premiums — the coverage pays for itself with a single doctor visit.
Can I extend the insurance if my parents stay longer than planned?
Yes — most plans can be renewed online before expiry as long as no claim has been filed and the insured has not been hospitalized. Simply extend through the insurer's online portal or call customer service. We recommend extending at least 5–7 days before the current policy expires to avoid any coverage gap.
What is the minimum coverage I should get?
For visits to the USA, we recommend a minimum of $100,000 in medical coverage. US healthcare costs are among the highest in the world, and even a short hospitalization can exceed $50,000.
How do I file a claim if I need medical care?
Call the 24/7 assistance number on your insurance ID card before seeking treatment when possible. For emergencies, go directly to care — your insurer can sort out billing afterward. All major insurers we work with have direct billing relationships with US hospitals.

Learn More

Visitor Insurance Guides

Visitor Guide

Visitors Insurance for Pakistanis in the USA

Coverage options, pre-existing conditions, costs, and plan comparisons for Pakistanis.

Read Guide
Parents Guide

Visitors Insurance for Pakistanis Parents in the USA

In-depth guide: pre-existing conditions, real costs, and which plan fits your parents' health situation.

Read Guide
Coverage

Travel Insurance with Pre-Existing Conditions

What "acute onset" coverage means and which plans protect travelers with health conditions.

Read Guide
Americans Abroad

Travel Insurance for Americans Visiting Pakistan

Your US health insurance won't cover you in Pakistan. Compare international plans for Americans.

Read Guide

For Pakistanis Traveling to Other Countries

International Travel Insurance for Pakistanis

Planning a trip to Europe, Asia, or beyond? Pakistan's health coverage provides no protection abroad. Compare plans for Pakistanis traveling internationally.

See Intl Guides

Visitor Insurance for Other Nationalities

🇦🇷Argentina🇦🇺Australia🇨🇦Canada🇩🇪Germany🇭🇰Hong Kong🇮🇱Israel🇮🇹Italy🇰🇷South Korea🇲🇽Mexico🇸🇬Singapore🇨🇭Switzerland🇦🇪UAE🇬🇧United Kingdom🇮🇳India🇵🇭Philippines🇨🇳China🇯🇵Japan🇧🇷Brazil🇫🇷France🇨🇴Colombia
Browse all 194 countries →See all visitor insurance plans →
🇵🇰

Protect Your Trip to the USA

Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes — no commitment required.

Get My Free Quote

Texas License #2608479TX · A-rated carriers · 151 countries covered

Get a Free Quote

Instant price · No obligation

Get Quote →