Tower Hill Travel Insurance
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Visitor Insurance for UAE

Visitor Insurance for UAE Residents Traveling to the USA

Your UAE health insurance — whether DHA, HAAD, or private — has no coverage in the United States. Don't travel without a dedicated plan.

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The Coverage Gap

UAE Health Insurance Cards Are Not Valid in the USA

Whether you're covered by Dubai Health Authority (DHA), the Health Authority of Abu Dhabi (HAAD), or a private insurer like Daman, Oman Insurance, or AXA Gulf — your UAE health coverage does not apply to medical treatment in the United States. The UAE and USA have no bilateral healthcare agreement, and US providers will bill you at full international rates.

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UAE-based health insurance is designed for GCC-region healthcare costs — which are a fraction of what US providers charge.

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$3,000+
ER Visit
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$11,700/night
Hospital Stay
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$1,500
Ambulance Ride
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$50,000+
Major Surgery

Why Tower Hill

Trusted by 60,000+ International Travelers

We partner with the top A-rated carriers so you get the best coverage, not the highest commission.

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A-Rated Carriers Only

Every plan we offer is from a financially strong, A-rated insurer — IMG, Trawick International, or WorldTrips.

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Compare & Buy in 5 Minutes

No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.

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Coverage in 151 Countries

Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.

Our Plans

Compare Top Visitor Insurance Plans

All plans designed specifically for visitors to the USA — covering emergency medical, hospitalization, evacuation, and more.

Most Popular

IMG Patriot America Plus

From $1.10/day
Coverage up to Up to $1,000,000
  • A-rated by A.M. Best
  • Covers acute onset of pre-existing conditions
  • Emergency medical evacuation included
  • COVID-19 treatment covered
  • Deductible from $0–$2,500
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Best Value

Trawick Safe Travels USA

From $1.25/day
Coverage up to Up to $1,000,000
  • Comprehensive emergency coverage
  • 24/7 multilingual assistance
  • Hospital direct billing available
  • Covers acute onset of pre-existing conditions
  • Renewable up to 12 months
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Premium Option

WorldTrips Atlas America

From $1.50/day
Coverage up to Up to $2,000,000
  • Highest coverage limit available
  • Ideal for seniors and longer stays
  • Covers urgent care and telehealth
  • A.M. Best A-rated carrier
  • Flexible deductible options
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Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.

Common Questions

Frequently Asked Questions

Does my UAE company health insurance cover me in the USA?
Most UAE employer health plans (Daman, AXA Gulf, Oman Insurance, etc.) explicitly exclude the USA or provide only very limited emergency coverage with low limits. A dedicated visitor plan ensures full protection.
Do UAE residents need a visa to visit the USA?
UAE citizens require a B-1/B-2 tourist visa to enter the USA. Expat residents in the UAE need to apply based on their passport's home country. Visitor insurance is separate from the visa process.
Can I get coverage for the whole family visiting the USA?
Yes — you can purchase individual plans for each family member at the same time. Enter each traveler's age and dates in the quote tool to get a combined view of options.
What is the minimum coverage I should get?
For visits to the USA, we recommend a minimum of $100,000 in medical coverage. US healthcare costs are among the highest in the world, and even a short hospitalization can exceed $50,000.
How do I file a claim if I need medical care?
Call the 24/7 assistance number on your insurance ID card before seeking treatment when possible. For emergencies, go directly to care — your insurer can sort out billing afterward. All major insurers we work with have direct billing relationships with US hospitals.
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Protect Your Trip to the USA

Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes — no commitment required.

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Texas License #2608479TX · A-rated carriers · 151 countries covered