Visitor Insurance for St. Louis, MO
Barnes-Jewish Hospital in St. Louis is ranked #5 in the USA — international visitors to the Gateway Arch city need proper visitor insurance.
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Why Visitor Insurance Is Essential in St. Louis
St. Louis' Gateway Arch, Cardinals baseball, and nationally ranked hospitals attract international visitors. Barnes-Jewish — ranked among America's top 10 — along with SSM Health SLU and Mercy are the city's leaders. International visitors have zero US coverage. Visitor insurance from IMG, Trawick, or WorldTrips ensures proper protection in St. Louis.
Without Visitor Insurance
- ✗ER visit: $5,000–$30,000 billed to you directly
- ✗Hospital stay: $15,000–$100,000+
- ✗Medical evacuation: $20,000–$100,000
- ✗No negotiated rates — full sticker price
With Visitor Insurance
- ✓Emergency medical covered up to $1M–$2M
- ✓Access to St. Louis's hospital network
- ✓Emergency evacuation included
- ✓Plans from $1.10/day
Our Plans Are Accepted At St. Louis's Top Hospitals
Barnes-Jewish Hospital
SSM Health Saint Louis University Hospital
Mercy Hospital St. Louis
St. Luke's Hospital St. Louis
+ thousands more in-network hospitals and urgent care centers throughout Missouri
Best Visitor Insurance Plans for St. Louis
All plans accepted at major St. Louis hospitals. Compare coverage and pricing below.
IMG Patriot America Plus
Coverage: Up to $1,000,000
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
Coverage: Up to $1,000,000
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
Coverage: Up to $2,000,000
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Visitor Insurance St. Louis — Frequently Asked Questions
Do visitors to St. Louis need health insurance?
Yes. International visitors to St. Louis have no coverage under US public programs. Barnes-Jewish and SSM Health SLU bill uninsured patients at full rates.
Does visitor insurance cover Barnes-Jewish Hospital St. Louis?
Yes. IMG Patriot America Plus uses the UnitedHealthcare Options PPO network which includes Barnes-Jewish Hospital.
Can I get visitor insurance for a Gateway Arch or Cardinals game trip?
Yes. Short-term visitor insurance is available. Buy online and activate coverage before your St. Louis visit.
More Visitor Insurance Coverage Pages
Missouri Coverage
Visitor Insurance MissouriStatewide coverage for all international visitors to Missouri
Other Cities
Get Covered for Your St. Louis Visit
Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.
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