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Visitor Insurance for Mexico

Visitor Insurance for Mexicans Visiting the USA

IMSS and Seguro Popular cover you at home — but once you cross into the USA, you're responsible for 100% of your medical costs.

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The Coverage Gap

IMSS and Private Mexican Insurance Plans Don't Cover US Emergencies

Mexico's IMSS (Instituto Mexicano del Seguro Social) provides healthcare coverage within Mexico, but has no coverage in the United States. Even Mexican private health insurance plans like GNP, AXA, or MetLife Mexico typically offer very limited or no US coverage. Cross-border medical emergencies — whether near the border or during a longer visit — can result in devastating bills.

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The US-Mexico border sees thousands of medical emergencies every year. Without coverage, Mexicans can face bills of $50,000 or more.

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$3,000+

ER Visit

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$11,700/night

Hospital Stay

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$1,500

Ambulance Ride

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$50,000+

Major Surgery

Why Tower Hill

Trusted by 60,000+ International Travelers

We partner with the top A-rated carriers so you get the best coverage, not the highest commission.

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A-Rated Carriers Only

Every plan we offer is from a financially strong, A-rated insurer — IMG, Trawick International, or WorldTrips.

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Compare & Buy in 5 Minutes

No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.

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Coverage in 151 Countries

Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.

Our Plans

Compare Top Visitor Insurance Plans

All plans designed specifically for visitors to the USA — covering emergency medical, hospitalization, evacuation, and more.

IMG Patriot America Plus

From $1.10/day

Coverage up to Up to $1,000,000

A-rated by A.M. Best
Covers acute onset of pre-existing conditions
Emergency medical evacuation included
COVID-19 treatment covered
Deductible from $0–$2,500

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Best Value

Trawick Safe Travels USA

From $1.25/day

Coverage up to Up to $1,000,000

Comprehensive emergency coverage
24/7 multilingual assistance
Hospital direct billing available
Covers acute onset of pre-existing conditions
Renewable up to 12 months

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Premium Option

WorldTrips Atlas America

From $1.50/day

Coverage up to Up to $2,000,000

Highest coverage limit available
Ideal for seniors and longer stays
Covers urgent care and telehealth
A.M. Best A-rated carrier
Flexible deductible options

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Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.

Common Questions

Frequently Asked Questions

Does IMSS cover me if I have an accident in the USA?

No. IMSS coverage is strictly within Mexico. If you have a medical emergency in the United States, you are responsible for the full cost of treatment regardless of your IMSS enrollment.

Do Mexican citizens need a visa to visit the USA?

Yes — Mexican citizens require a B-1/B-2 tourist/business visa to enter the USA. Visitor insurance is separate from visa requirements but is strongly recommended given the cost of US healthcare.

How affordable are the plans?

Plans for Mexican visitors to the USA start from approximately $1.10/day depending on age and coverage level. A 30-day plan for a healthy adult typically costs between $35–$90.

What is the minimum coverage I should get?

For visits to the USA, we recommend a minimum of $100,000 in medical coverage. US healthcare costs are among the highest in the world, and even a short hospitalization can exceed $50,000.

How do I file a claim if I need medical care?

Call the 24/7 assistance number on your insurance ID card before seeking treatment when possible. For emergencies, go directly to care — your insurer can sort out billing afterward. All major insurers we work with have direct billing relationships with US hospitals.

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Protect Your Trip to the USA

Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes — no commitment required.

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Texas License #2608479TX · A-rated carriers · 151 countries covered