Visitor Insurance for Hong Kong
Visitor Insurance for Hong Kong Residents Visiting the USA
Hong Kong's public healthcare system doesn't extend beyond its borders. Medical costs in the USA are among the highest in the world.
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The Coverage Gap
Hong Kong's HA System Has Zero Coverage in the USA
Hong Kong's Hospital Authority (HA) provides excellent subsidized healthcare within Hong Kong — but it has no coverage outside the territory. Whether you're visiting the USA for business, tourism, or to see family, you need dedicated visitor insurance to protect yourself against US medical costs.
A single US emergency room visit averages $3,000 before any treatment begins — with no limit on how high the bill can climb.
Why Tower Hill
Trusted by 60,000+ International Travelers
We partner with the top A-rated carriers so you get the best coverage, not the highest commission.
A-Rated Carriers Only
Every plan we offer is from a financially strong, A-rated insurer — IMG, Trawick International, or WorldTrips.
Compare & Buy in 5 Minutes
No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.
Coverage in 151 Countries
Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.
Our Plans
Compare Top Visitor Insurance Plans
All plans designed specifically for visitors to the USA — covering emergency medical, hospitalization, evacuation, and more.
IMG Patriot America Plus
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.
Common Questions
Frequently Asked Questions
Do Hong Kong residents need a visa to visit the USA?
Can I get coverage for a long stay in the USA?
What does visitor insurance cover?
What is the minimum coverage I should get?
How do I file a claim if I need medical care?
Protect Your Trip to the USA
Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes — no commitment required.
Get My Free QuoteTexas License #2608479TX · A-rated carriers · 151 countries covered