Visitor Insurance for Denver, CO
Denver is the gateway to America's best ski resorts — ski injuries at Vail, Breckenridge, or Aspen can cost $50,000+ without visitor insurance.
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Why Visitor Insurance Is Essential in Denver
Denver's Mile High altitude and proximity to world-class ski resorts make it unique. UCHealth, Denver Health, and Rose Medical are the city's top facilities. International visitors — whether here for skiing, Red Rocks concerts, or business — have zero US coverage. Visitor insurance from IMG, Trawick, or WorldTrips is essential for any Denver or mountain visit.
Without Visitor Insurance
- ✗ER visit: $5,000–$30,000 billed to you directly
- ✗Hospital stay: $15,000–$100,000+
- ✗Medical evacuation: $20,000–$100,000
- ✗No negotiated rates — full sticker price
With Visitor Insurance
- ✓Emergency medical covered up to $1M–$2M
- ✓Access to Denver's hospital network
- ✓Emergency evacuation included
- ✓Plans from $1.10/day
Our Plans Are Accepted At Denver's Top Hospitals
UCHealth University of Colorado Hospital
Denver Health Medical Center
SCL Health St. Joseph Hospital
Rose Medical Center
+ thousands more in-network hospitals and urgent care centers throughout Colorado
Best Visitor Insurance Plans for Denver
All plans accepted at major Denver hospitals. Compare coverage and pricing below.
IMG Patriot America Plus
Coverage: Up to $1,000,000
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
Coverage: Up to $1,000,000
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
Coverage: Up to $2,000,000
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Visitor Insurance Denver — Frequently Asked Questions
Do visitors to Denver need health insurance?
Yes. International visitors to Denver have no coverage under US public programs. UCHealth and Denver Health bill uninsured patients at full rates.
What visitor insurance covers Denver and Colorado ski resorts?
IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America all cover Denver and ski resort areas. Check adventure sports coverage for skiing.
Does visitor insurance cover altitude sickness in Denver?
Yes. Altitude sickness is covered as an illness under visitor insurance. Denver's 5,280-foot altitude can cause acute mountain sickness in unacclimatized visitors.
More Visitor Insurance Coverage Pages
Colorado Coverage
Visitor Insurance ColoradoStatewide coverage for all international visitors to Colorado
Other Cities
Get Covered for Your Denver Visit
Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.
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