Visitor Insurance for Colorado
Colorado's adventure tourism draws millions of international visitors — ski and outdoor injuries can result in $50,000+ medical bills without coverage.
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International Visitors to Colorado Have No US Health Coverage
Colorado provides no public health coverage for international visitors. Outdoor injuries from skiing, hiking, or cycling can generate enormous medical bills at UCHealth or Denver Health. Visitor insurance covers emergency and illness costs throughout your stay.
Without Visitor Insurance
- ✗ER visit: $5,000–$30,000 billed to you directly
- ✗Hospital stay: $15,000–$100,000+
- ✗Medical evacuation: $20,000–$100,000
- ✗No negotiated rates — you pay full sticker price
With Visitor Insurance
- ✓Emergency medical covered up to $1M–$2M
- ✓Access to major hospital networks in Colorado
- ✓Emergency evacuation included
- ✓Plans from $1.10/day
Our Plans Are Accepted At Colorado's Top Hospitals
UCHealth University of Colorado Hospital
Denver Health Medical Center
SCL Health St. Joseph Hospital
Children's Hospital Colorado
+ thousands more in-network hospitals and urgent care centers across Colorado
Coverage Across All of Colorado
Best Visitor Insurance Plans for Colorado
All plans work at hospitals across Colorado. Compare coverage, deductibles, and pricing.
IMG Patriot America Plus
Coverage: Up to $1,000,000
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
Coverage: Up to $1,000,000
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
Coverage: Up to $2,000,000
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Visitor Insurance Colorado — Frequently Asked Questions
Do I need visitor insurance for a ski trip to Colorado?
Absolutely. Ski injuries are among the most expensive travel emergencies. A broken leg with surgery and physical therapy can easily exceed $50,000 at Colorado hospitals. Visitor insurance covers these costs.
What visitor insurance plans cover Colorado?
IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America all cover Colorado. Check each plan's adventure sports exclusions if you plan to ski or participate in extreme sports.
Does visitor insurance cover mountain rescue in Colorado?
Some plans include emergency medical evacuation. Check each plan's evacuation coverage details — it's especially important in Colorado's mountain terrain.
City-Specific Coverage in Colorado
Major Cities
Ready to Get Covered in Colorado?
Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.
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