Visitor Insurance for Washington
Seattle is a major international gateway — yet international visitors to Washington have zero coverage under US public programs.
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International Visitors to Washington Have No US Health Coverage
Washington State offers no public health coverage to international visitors. Seattle's renowned medical centers — UW Medicine, Virginia Mason, Swedish — bill uninsured patients at full rates. Tech workers' families, tourists, and international students all need dedicated visitor insurance.
Without Visitor Insurance
- ✗ER visit: $5,000–$30,000 billed to you directly
- ✗Hospital stay: $15,000–$100,000+
- ✗Medical evacuation: $20,000–$100,000
- ✗No negotiated rates — you pay full sticker price
With Visitor Insurance
- ✓Emergency medical covered up to $1M–$2M
- ✓Access to major hospital networks in Washington
- ✓Emergency evacuation included
- ✓Plans from $1.10/day
Our Plans Are Accepted At Washington's Top Hospitals
UW Medical Center
Virginia Mason Medical Center
Swedish Medical Center
Overlake Medical Center
+ thousands more in-network hospitals and urgent care centers across Washington
Coverage Across All of Washington
Best Visitor Insurance Plans for Washington
All plans work at hospitals across Washington. Compare coverage, deductibles, and pricing.
IMG Patriot America Plus
Coverage: Up to $1,000,000
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
Coverage: Up to $1,000,000
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
Coverage: Up to $2,000,000
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Visitor Insurance Washington — Frequently Asked Questions
Do I need visitor insurance in Washington State?
Yes. International visitors in Washington have no coverage under US public programs. An ER visit in Seattle or Bellevue can cost $5,000–$40,000 without insurance.
What are the best visitor insurance plans for Seattle?
IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America are all accepted at major Seattle hospitals including UW Medical Center and Virginia Mason.
Does visitor insurance cover pre-existing conditions?
Most plans cover the acute onset of pre-existing conditions — sudden, unexpected medical emergencies related to a known condition. Routine treatment of ongoing conditions is typically excluded.
Ready to Get Covered in Washington?
Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.
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