Visitor Insurance for Virginia
Northern Virginia's proximity to DC makes it a hub for international visitors — but federal programs like Medicaid don't cover non-residents.
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International Visitors to Virginia Have No US Health Coverage
Virginia provides no state health coverage for international visitors. VCU Medical Center, Inova, and Sentara bill uninsured patients at full rates. Whether visiting Washington DC-area attractions or Norfolk's naval history, visitor insurance is essential.
Without Visitor Insurance
- ✗ER visit: $5,000–$30,000 billed to you directly
- ✗Hospital stay: $15,000–$100,000+
- ✗Medical evacuation: $20,000–$100,000
- ✗No negotiated rates — you pay full sticker price
With Visitor Insurance
- ✓Emergency medical covered up to $1M–$2M
- ✓Access to major hospital networks in Virginia
- ✓Emergency evacuation included
- ✓Plans from $1.10/day
Our Plans Are Accepted At Virginia's Top Hospitals
VCU Medical Center
Sentara Norfolk General Hospital
Inova Fairfax Medical Campus
Carilion Roanoke Memorial Hospital
+ thousands more in-network hospitals and urgent care centers across Virginia
Coverage Across All of Virginia
Best Visitor Insurance Plans for Virginia
All plans work at hospitals across Virginia. Compare coverage, deductibles, and pricing.
IMG Patriot America Plus
Coverage: Up to $1,000,000
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
Coverage: Up to $1,000,000
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
Coverage: Up to $2,000,000
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Visitor Insurance Virginia — Frequently Asked Questions
Do visitors to Virginia need travel health insurance?
Yes. International visitors to Virginia have no coverage under US public health programs. Emergency care at Richmond or Northern Virginia hospitals is billed at full rates to uninsured patients.
What visitor insurance covers Northern Virginia and the DC area?
IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America all have broad networks covering Northern Virginia hospitals including Inova Fairfax Medical Campus.
Is visitor insurance available for tourists visiting Williamsburg or Virginia Beach?
Yes. Visitor insurance covers you anywhere in the USA including popular tourist destinations like Virginia Beach, Williamsburg, and Shenandoah National Park.
City-Specific Coverage in Virginia
Major Cities
Ready to Get Covered in Virginia?
Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.
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