Licensed Texas Agency · TX #2608479TX

Looking for an Insubuy Alternative?

Tower Hill Travel Insurance offers the same IMG, Trawick, and WorldTrips plans as Insubuy — with a licensed Texas agent who actually picks up the phone.

Get an Instant Quote Call Ty · (832) 856-1704

Same Plans. Same Prices. Better Service.

Insurance premiums are set by the carrier — IMG, Trawick, WorldTrips. Every broker charges the same price. The difference is what you get around the sale.

Identical Prices

Carrier-set premiums mean you pay the same whether you buy from Insubuy, us, or anyone else. No markup, ever.

Same A-Rated Plans

IMG Patriot America Plus, WorldTrips Atlas America, Trawick Safe Travels USA — all available here.

Same Coverage Certificate

Your policy document comes from the carrier directly. Works at any US hospital regardless of who sold it.

Tower Hill vs Insubuy — Side by Side

Feature	Insubuy	Tower Hill
Carriers offered	IMG, Trawick, WorldTrips, Seven Corners, others	IMG, Trawick, WorldTrips
Licensed agent support	Call center / ticket system	Direct line to Ty Taylor, TX #2608479TX
Plan recommendation	Algorithm-based filter	Agent reviews your situation personally
Pre-existing conditions advice	FAQ articles	One-on-one guidance on acute onset rules
Claims help	Self-service / email	Agent-assisted claims navigation
Price	Same carrier pricing	Same carrier pricing
Quote speed	Instant online	Instant online + phone option
Languages	English	English, Hindi (Ty's team)

When a Licensed Agent Actually Matters

For a 35-year-old buying a 30-day plan with no health issues, Insubuy is perfectly fine. But most of our clients aren't that simple.

Parents over 65 with diabetes, hypertension, or heart disease
Visitors planning a trip longer than 6 months
Families with newborns where grandparents are staying extended
Travelers with recent surgeries or hospitalizations
Anyone who's ever had a claim denied and needs it appealed

👤

Talk to Ty Taylor

Texas-licensed agent (TX #2608479TX). 60,000+ travelers helped. If you have a complex situation, I'll tell you exactly what plan you need and why.

(832) 856-1704 · Mon–Fri 9AM–6PM CST

Frequently Asked Questions

Is Tower Hill Travel Insurance the same as Insubuy?

Both are licensed brokers that sell visitors insurance from the same A-rated carriers — IMG, Trawick International, and WorldTrips. The difference is service: Tower Hill is a boutique Texas-licensed agency where you can speak directly with agent Ty Taylor (TX #2608479TX). Insubuy is a high-volume aggregator with a call center. The plans and prices are identical.

Why would I choose Tower Hill over Insubuy?

If you have pre-existing conditions, older parents, or a complex situation — a licensed agent makes a real difference. Ty Taylor reviews your specific case, tells you exactly which plan fits, and helps if a claim happens. Insubuy is fine for straightforward purchases but doesn't offer that personal service layer.

Does Tower Hill offer the same plans as Insubuy?

Yes. We offer the same core visitors insurance plans from IMG (Patriot America Plus), Trawick (Safe Travels USA), and WorldTrips (Atlas America) — the three most popular plans in the market. Pricing is identical as premiums are set by the carrier.

Can I switch from Insubuy to Tower Hill for my next purchase?

Absolutely. There's no lock-in with any broker. Your next purchase — or a renewal — can be placed through Tower Hill. The coverage certificate comes directly from the carrier either way.

More Comparisons

vs VisitorsCoverage vs INF Insurance vs Seven Corners vs American Visitor Insurance Visitors Insurance Guide

Ready to Compare Plans?

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TX License #2608479TX · support@towerhillcorp.com