Travel Insurance for Seniors 60, 70, 80+
Medicare doesn't follow you abroad. Our senior-focused plans provide the real medical protection you need — high limits, pre-existing condition coverage, and emergency evacuation included.
Real Answers to Senior Traveler Questions
These are the questions we hear most from travelers 60 and older.
"What if I have a health condition?"
Acute onset of pre-existing conditions is covered under IMG and WorldTrips plans — meaning if a chronic condition suddenly flares, you're protected for emergency treatment.
"Will Medicare cover me abroad?"
No — Medicare stops at the US border. Travel medical insurance is essential for any international trip, especially in countries where hospitals require upfront payment.
"Am I too old to get coverage?"
No. IMG GlobeHopper Senior covers travelers up to age 99. We regularly help travelers in their 80s and 90s find quality coverage at reasonable rates.
"What if I need to be flown home?"
Emergency medical evacuation is included in all plans. Air transport from Europe or Asia can cost $100,000+. Your plan handles it.
Top Plans for Senior Travelers
Curated for travelers 60+ — high limits, flexible terms, and pre-existing condition support.
IMG
GlobeHopper Senior
Up to age 99
- Coverage available up to age 99
- Up to $1M medical coverage
- Pre-existing: acute onset covered
- Emergency evacuation included
- Prescription drug coverage
- 24/7 global assistance
IMG
Patriot International
Up to age 99
- Coverage up to age 99
- Up to $1M medical coverage
- Acute onset pre-existing coverage
- IPA global hospital network
- Telemedicine included
- Renewable coverage
Trawick
Safe Travels Elite
All ages
- No age cut-off
- Up to $250K medical coverage
- Pre-existing condition options
- Trip cancellation add-on
- Sports & activities covered
- 24/7 emergency helpline
Why Seniors Choose Tower Hill
We explain your options clearly
No confusing fine print. We help you understand exactly what's covered before you buy.
We've covered 60,000+ clients
Including thousands of senior travelers to Europe, Asia, Latin America, and beyond.
Phone support available
Call (832) 856-1704 Mon–Fri 9AM–6PM CST. A real person answers.
Licensed broker, not a comparison gimmick
We're a TX-licensed insurance agency (#2608479TX), not just a lead-generation site.
Senior Travel Insurance — FAQ
Is there an age limit for travel insurance?
Not with our plans. IMG's GlobeHopper Senior covers travelers up to age 99. WorldTrips Atlas covers travelers up to 79, with senior rates available. Trawick also offers coverage for older travelers. We'll help you find the right plan for your age and health situation.
Does Medicare cover me outside the United States?
Generally, no. Medicare and most Medicare Advantage plans do not cover medical care received outside the United States except in very limited border-area situations. Travel medical insurance fills this critical gap for international trips, covering emergency hospitalization, doctor visits, and evacuation.
Can seniors get coverage for pre-existing conditions?
Yes. Some plans cover 'acute onset' of pre-existing conditions — a sudden, unexpected flare-up of a chronic condition requiring immediate medical attention. IMG Patriot and WorldTrips Atlas both include acute onset coverage. For broader pre-existing coverage, a comprehensive trip insurance plan with a pre-existing waiver may be available if purchased shortly after your first trip payment.
What medical coverage amount do seniors need?
We recommend a minimum of $250,000 in medical coverage for seniors traveling internationally, with at least $500,000 in emergency evacuation. Medical costs vary widely by country — a week in a European hospital can exceed $50,000, and air evacuation alone can cost $100,000+. Higher limits give you real peace of mind.
How is senior travel insurance priced?
Premium does increase with age, but it's more manageable than most seniors expect. A 70-year-old traveling to Europe for 3 weeks typically pays $80–$150 depending on coverage level and provider. Use our free quote tool to get an exact price for your trip.
Don't Travel Without Coverage
One unexpected hospitalization abroad can cost more than your entire trip. A senior travel insurance plan protects everything you've worked for.
Mon–Fri 9AM–6PM CST · TX License #2608479TX