Trawick Safe Travels USA
8 deductible options from $0–$5,000. UnitedHealthcare network. Up to $1,000,000 in emergency medical coverage for visitors to the USA.
UHC Network · Acute onset pre-existing covered · Trip interruption included
UHC Network · $0–$5K deductible · Up to $1M
Why Choose Trawick Safe Travels USA?
What makes Trawick stand out from the other top visitor insurance plans.
Most Deductible Flexibility
8 deductible options from $0 to $5,000. If you want to self-insure small claims and minimize premium, a $2,500 or $5,000 deductible delivers significant savings.
UnitedHealthcare Network
UHC Choice Plus is one of the broadest networks in the US — more hospitals and specialists than almost any other PPO network.
Trip Interruption Included
Unlike some visitor plans, Trawick Safe Travels USA includes trip interruption coverage up to $5,000 — helps with rebooking costs if a medical emergency cuts the trip short.
Higher Emergency Dental
Up to $500 for emergency dental — double what many competitor plans offer. Broken teeth and dental infections happen more often than expected.
Coverage Details
Full benefits breakdown for Trawick Safe Travels USA.
| Benefit | Detail |
|---|---|
| Maximum Medical Coverage | $50K, $100K, $500K, or $1,000,000 |
| Deductible Options | $0, $50, $100, $250, $500, $1,000, $2,500, $5,000 |
| Coinsurance (in-network) | 80/20 up to $5,000, then 100% |
| Coinsurance (out-of-network) | 60/40 up to $10,000, then 100% |
| Pre-existing (Acute Onset) | Covered (subject to deductible) |
| Emergency Evacuation | Up to $500,000 |
| Repatriation of Remains | Up to $50,000 |
| Emergency Dental | Up to $500 |
| Trip Interruption | Up to $5,000 |
| Loss of Checked Baggage | Up to $50 per item / $500 total |
| Loss of Passport | Up to $100 |
| AD&D | Up to $25,000 |
| Available Ages | 0 days to 89 years |
| Policy Period | 5 days to 364 days |
| Network | UnitedHealthcare Choice Plus |
Trawick vs. IMG vs. WorldTrips
A quick positioning guide.
IMG Patriot America Plus
Best value + most popular
IPA network · Ages 0–99
Trawick Safe Travels USA
Most deductible flexibility
$0–$5,000 deductibles · UHC network
WorldTrips Atlas America
Highest coverage limits
Up to $2,000,000 coverage
Trawick Safe Travels USA — FAQs
What is Trawick Safe Travels USA?
Trawick Safe Travels USA is a travel medical insurance plan for non-US citizens visiting America, underwritten by Crum & Forster SPC and administered by Trawick International. It stands out for its wide deductible range ($0 to $5,000), making it ideal for visitors who want to minimize premium costs with a higher deductible, or pay a slightly higher premium for zero out-of-pocket exposure.
What network does Trawick Safe Travels USA use?
Trawick Safe Travels USA uses the UnitedHealthcare Choice Plus network — one of the largest healthcare networks in the United States with over 1 million providers. In-network visits result in lower cost-sharing and often direct billing to Trawick, avoiding upfront payments from the insured.
Does Trawick Safe Travels USA cover pre-existing conditions?
Yes — Trawick Safe Travels USA covers the acute onset of pre-existing conditions. This means if a known chronic condition (diabetes, heart disease, COPD, etc.) suddenly and unexpectedly becomes a medical emergency, the cost of emergency treatment is covered. Routine treatment of pre-existing conditions is not covered. The acute onset benefit is subject to the same deductible and coinsurance as other medical benefits.
How does Trawick Safe Travels USA compare to IMG Patriot America Plus?
Both are excellent plans. Trawick Safe Travels USA offers a wider deductible range ($0–$5,000 vs. $0–$2,500 for IMG), and uses the UnitedHealthcare network. IMG Patriot America Plus uses the IPA network and is slightly more popular. For older visitors or those wanting zero deductible, Trawick often prices competitively. The best way to compare is to run a quote for both.
What is the coinsurance on Trawick Safe Travels USA?
After meeting the deductible, Trawick Safe Travels USA pays 80% of covered medical expenses for in-network providers up to $5,000, then 100% thereafter. For out-of-network providers, it pays 60% up to $10,000, then 100%. This coinsurance applies to the policy maximum chosen ($50K–$1M).
Can I buy Trawick Safe Travels USA after arriving in the USA?
Yes, but there is a 48-hour waiting period for sickness after the effective date if purchased after arrival. Injuries and accidents are covered from the first day. For full immediate coverage, purchase before departing your home country.
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