Terms of Service

Tower Hill Travel Insurance is a licensed independent insurance broker based in Texas (License #2608479TX). We help travelers compare and purchase travel insurance plans from third-party insurance carriers including IMG, Trawick International, and WorldTrips. We do not underwrite or provide insurance directly.

You agree to use this Site only for lawful purposes and in a manner that does not:

• Violate any applicable federal, state, or local laws or regulations
• Infringe on the rights of any third party
• Transmit any harmful, offensive, or disruptive content
• Attempt to gain unauthorized access to any part of the Site or its systems
• Use automated tools to scrape, crawl, or harvest data from the Site

We make every effort to keep the information on this Site accurate and up-to-date. However, insurance plan details, coverage options, pricing, and eligibility requirements are subject to change without notice.

The content on this Site is for informational purposes only and does not constitute insurance advice. Always review the actual policy documents and consult with a licensed insurance professional before making a purchase decision. Coverage details are determined solely by the insurance carrier's policy terms and conditions.

When you click a quote or purchase link on this Site, you will be directed to the website of our insurance carrier partners. These transactions are governed by the terms, conditions, and privacy policies of those third-party platforms. Tower Hill Travel Insurance is not responsible for:

• The accuracy of information on third-party websites
• Claims decisions, coverage disputes, or policy administration
• Any transactions conducted on third-party platforms
• Technical issues or errors on third-party websites

We recommend reviewing the policy documents of any plan before purchasing.

All content on this Site — including text, graphics, logos, icons, and images — is the property of Tower Hill Travel Insurance or its content suppliers and is protected by applicable copyright and trademark laws.

You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our express written permission.

To the fullest extent permitted by law, Tower Hill Travel Insurance and its officers, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of or inability to use the Site
• Any errors or omissions in the Site's content
• Any insurance coverage decision or claims outcome
• Any transaction with a third-party insurance carrier

You agree to indemnify and hold harmless Tower Hill Travel Insurance and its affiliates, officers, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorney fees) arising out of your use of the Site or violation of these Terms.

This Site contains links to third-party websites for your convenience. We do not endorse or control these websites and are not responsible for their content, privacy practices, or terms of service. Visiting external links is at your own risk.

We reserve the right to modify or discontinue any part of the Site at any time without notice. We may also update these Terms from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Your continued use of the Site after any changes constitutes your acceptance of the updated Terms.

These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Texas.

If you have questions about these Terms, please contact us:

• Email: support@towerhillcorp.com
• Hours: Monday–Friday, 9 AM – 6 PM CST
• License: Texas License #2608479TX