Visitor Insurance for United Kingdom
Visitor Insurance for UK Citizens Traveling to the USA
The NHS is free at home — but it has zero coverage in the United States. One medical emergency abroad can cost you more than £50,000.
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The Coverage Gap
The NHS Does Not Cover Any Medical Treatment in the USA
The National Health Service (NHS) provides free healthcare to UK residents within the United Kingdom. It offers reciprocal coverage in some countries — but the United States is not one of them. The UK and USA have no reciprocal healthcare agreement, meaning UK citizens who fall ill or are injured in the USA face the full cost of American medical care with no government coverage whatsoever.
The UK and USA have no healthcare reciprocal agreement — NHS coverage is 100% invalid in the United States.
Why Tower Hill
Trusted by 60,000+ International Travelers
We partner with the top A-rated carriers so you get the best coverage, not the highest commission.
A-Rated Carriers Only
Every plan we offer is from a financially strong, A-rated insurer — IMG, Trawick International, or WorldTrips.
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No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.
Coverage in 151 Countries
Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.
Our Plans
Compare Top Visitor Insurance Plans
All plans designed specifically for visitors to the USA — covering emergency medical, hospitalization, evacuation, and more.
IMG Patriot America Plus
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.
Common Questions
Frequently Asked Questions
Does my UK travel insurance cover medical emergencies in the USA?
Do UK citizens need a visa to visit the USA?
How long does it take to get covered?
What is the minimum coverage I should get?
How do I file a claim if I need medical care?
Protect Your Trip to the USA
Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes — no commitment required.
Get My Free QuoteTexas License #2608479TX · A-rated carriers · 151 countries covered