Visitor Insurance for Miami, FL
Miami is the USA's gateway to Latin America — millions of South American and Caribbean visitors arrive each year, many without US health coverage.
Compare plans in 60 seconds • No spam
Why Visitor Insurance Is Essential in Miami
Miami is uniquely positioned as a global city. Jackson Memorial — South Florida's leading hospital — and Baptist Health serve the region. International visitors from Brazil, Colombia, Venezuela, and across Latin America arrive daily. Visitor insurance from IMG, Trawick, or WorldTrips ensures complete coverage during your Miami stay.
Without Visitor Insurance
- ✗ER visit: $5,000–$30,000 billed to you directly
- ✗Hospital stay: $15,000–$100,000+
- ✗Medical evacuation: $20,000–$100,000
- ✗No negotiated rates — full sticker price
With Visitor Insurance
- ✓Emergency medical covered up to $1M–$2M
- ✓Access to Miami's hospital network
- ✓Emergency evacuation included
- ✓Plans from $1.10/day
Our Plans Are Accepted At Miami's Top Hospitals
Jackson Memorial Hospital
Baptist Health South Florida
Nicklaus Children's Hospital
University of Miami Health System
+ thousands more in-network hospitals and urgent care centers throughout Florida
Best Visitor Insurance Plans for Miami
All plans accepted at major Miami hospitals. Compare coverage and pricing below.
IMG Patriot America Plus
Coverage: Up to $1,000,000
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
Coverage: Up to $1,000,000
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
Coverage: Up to $2,000,000
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Visitor Insurance Miami — Frequently Asked Questions
Do visitors to Miami need health insurance?
Yes. International visitors to Miami have no coverage under US public programs. Jackson Memorial, Baptist Health, and UM Health bill uninsured patients at full rates.
What visitor insurance covers Miami?
IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America all cover Miami hospitals. All plans are available in Spanish.
Can I get visitor insurance for a South Beach or Miami Beach vacation?
Yes. Visitor insurance covers you anywhere in Miami-Dade including South Beach, Wynwood, Coral Gables, and Brickell.
More Visitor Insurance Coverage Pages
Get Covered for Your Miami Visit
Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.
Get My Free QuoteTower Hill Travel Insurance · Licensed #2608479TX · support@towerhillcorp.com