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Visitor Insurance for Vietnam

Visitor Insurance for Vietnamese Nationals Visiting the USA

Vietnam's public health insurance (BHYT) only works within Vietnam. Vietnamese visitors to the USA have zero health coverage and face full US medical costs.

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The Coverage Gap

Vietnam's BHYT Has No Coverage Outside Vietnam

Vietnam's statutory health insurance (Bแบฃo hiแปƒm y tแบฟ / BHYT) covers treatment at contracted Vietnamese health facilities only โ€” it carries zero claims authority outside Vietnam. Vietnam and the United States have no bilateral healthcare agreement. A US ER visit averages $3,100; short-term hospitalisation commonly runs $35,000โ€“$100,000. With 2.1 million Vietnamese-Americans in California, Texas, and Virginia, parents visiting on a B-2 visa face enormous financial risk: a single cardiac event or stroke can produce US bills exceeding โ‚ซ2.5 billion with no BHYT reimbursement.

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The Vietnamese-American community is one of the largest Asian diaspora groups in the USA, and family visits from Vietnam to the US are extremely common โ€” often without any health coverage.

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$3,000+
ER Visit
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$11,700/night
Hospital Stay
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$1,500
Ambulance Ride
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$50,000+
Major Surgery

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Every plan we offer is from a financially strong, A-rated insurer โ€” IMG, Trawick International, or WorldTrips.

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Coverage in 151 Countries

Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.

Our Plans

Compare Top Visitor Insurance Plans

All plans designed specifically for visitors to the USA โ€” covering emergency medical, hospitalization, evacuation, and more.

Most Popular

IMG Patriot America Plus

From $1.10/day
Coverage up to Up to $1,000,000
  • A-rated by A.M. Best
  • Covers acute onset of pre-existing conditions
  • Emergency medical evacuation included
  • COVID-19 treatment covered
  • Deductible from $0โ€“$2,500
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Best Value

Trawick Safe Travels USA

From $1.25/day
Coverage up to Up to $1,000,000
  • Comprehensive emergency coverage
  • 24/7 multilingual assistance
  • Hospital direct billing available
  • Covers acute onset of pre-existing conditions
  • Renewable up to 12 months
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Premium Option

WorldTrips Atlas America

From $1.50/day
Coverage up to Up to $2,000,000
  • Highest coverage limit available
  • Ideal for seniors and longer stays
  • Covers urgent care and telehealth
  • A.M. Best A-rated carrier
  • Flexible deductible options
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Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.

Common Questions

Frequently Asked Questions

Does Vietnam's BHYT (Bแบฃo hiแปƒm y tแบฟ) cover medical care in the USA?
No. Vietnam's BHYT (health insurance card) only covers treatment at contracted Vietnamese healthcare facilities โ€” it provides zero coverage in the United States. Vietnam and the USA have no bilateral healthcare agreement. Any US medical treatment is entirely your personal financial responsibility without dedicated visitor insurance. An ER visit alone averages $3,100; hospitalization commonly runs $35,000โ€“$100,000.
Can I buy visitor insurance for my Vietnamese parents visiting the USA?
Yes โ€” this is one of the most common purchases we handle for the Vietnamese-American community. You can purchase a plan on behalf of parents or family members before or after they arrive. Plans cover travelers up to age 99 and most include acute onset coverage for conditions like hypertension, diabetes, and heart disease โ€” essential for older Vietnamese visitors.
What visitor insurance is best for Vietnamese visitors to the USA?
For Vietnamese visitors, we recommend IMG Patriot America Plus for A-rated coverage and acute onset pre-existing condition protection. Trawick Safe Travels USA Comprehensive is a strong value option. For Vietnamese seniors with cardiac history or kidney disease, WorldTrips Atlas America provides up to $2,000,000 in coverage. All plans can be purchased online in minutes.
Do Vietnamese citizens need a visa to visit the USA?
Yes โ€” Vietnamese citizens must obtain a B-1/B-2 visitor visa from a US Embassy or Consulate before traveling. When applying at the US Embassy in Hanoi or Ho Chi Minh City, including proof of visitor insurance can strengthen your application by demonstrating financial preparedness โ€” BHYT provides zero US coverage, and consular officers want to see you can handle potential medical costs.
How much does visitor insurance cost for Vietnamese visitors?
Plans typically start around $1.10โ€“$2.00 per day. A healthy Vietnamese adult under 60 visiting for 30 days usually pays $35โ€“$80. Seniors over 70 will see higher rates. The cost is minimal compared to the financial risk โ€” a single US hospitalization can exceed โ‚ซ2.5 billion in charges with zero BHYT reimbursement.
Does visitor insurance cover pre-existing conditions for Vietnamese visitors?
Most plans include acute onset coverage โ€” if you have a managed condition like hypertension, diabetes, or heart disease and suffer a sudden unexpected emergency related to it, that emergency can be covered. Routine treatment or medication maintenance for stable conditions is not included. This is critical for older Vietnamese parents commonly visiting from Ho Chi Minh City, Hanoi, or Da Nang.
How quickly can I get coverage for a Vietnamese family member visiting the USA?
Coverage can be active within minutes. Complete the quote form online, choose a plan, and receive your policy documents and insurance ID card instantly by email. For accidents, coverage begins immediately. For illnesses, a 24โ€“72 hour waiting period typically applies โ€” another reason to purchase before your family member boards the plane.
What is the minimum coverage I should get?
For visits to the USA, we recommend a minimum of $100,000 in medical coverage. US healthcare costs are among the highest in the world, and even a short hospitalization can exceed $50,000.
How do I file a claim if I need medical care?
Call the 24/7 assistance number on your insurance ID card before seeking treatment when possible. For emergencies, go directly to care โ€” your insurer can sort out billing afterward. All major insurers we work with have direct billing relationships with US hospitals.

Learn More

Visitor Insurance Guides

Visitor Guide

Visitors Insurance for Vietnamese nationals in the USA

Coverage options, pre-existing conditions, costs, and plan comparisons for Vietnamese nationals.

Read Guide
Parents Guide

Visitors Insurance for Vietnamese nationals Parents in the USA

In-depth guide: pre-existing conditions, real costs, and which plan fits your parents' health situation.

Read Guide
Coverage

Travel Insurance with Pre-Existing Conditions

What "acute onset" coverage means and which plans protect travelers with health conditions.

Read Guide
Americans Abroad

Travel Insurance for Americans Visiting Vietnam

Your US health insurance won't cover you in Vietnam. Compare international plans for Americans.

Read Guide

For Vietnamese nationals Traveling to Other Countries

International Travel Insurance for Vietnamese nationals

Planning a trip to Europe, Asia, or beyond? Vietnam's health coverage provides no protection abroad. Compare plans for Vietnamese nationals traveling internationally.

See Intl Guides

Visitor Insurance for Other Nationalities

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Browse all 194 countries โ†’See all visitor insurance plans โ†’
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