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Visitor Insurance for Vietnam

Visitor Insurance for Vietnamese Nationals Visiting the USA

Vietnam's public health insurance (BHYT) only works within Vietnam. Vietnamese visitors to the USA have zero health coverage and face full US medical costs.

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The Coverage Gap

Vietnam's BHYT Has No Coverage Outside Vietnam

Vietnam's Bảo hiểm Y tế (BHYT) national health insurance is strictly limited to Vietnam's state-approved hospitals and clinics. It has no coverage outside Vietnam. Private Vietnamese health plans are similarly domestic-only. Vietnamese nationals visiting the USA — including the large Vietnamese-American diaspora welcoming family from Vietnam — must purchase dedicated visitor insurance to be covered for medical emergencies in the United States.

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The Vietnamese-American community is one of the largest Asian diaspora groups in the USA, and family visits from Vietnam to the US are extremely common — often without any health coverage.

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$3,000+
ER Visit
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$11,700/night
Hospital Stay
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$1,500
Ambulance Ride
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$50,000+
Major Surgery

Why Tower Hill

Trusted by 60,000+ International Travelers

We partner with the top A-rated carriers so you get the best coverage, not the highest commission.

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A-Rated Carriers Only

Every plan we offer is from a financially strong, A-rated insurer — IMG, Trawick International, or WorldTrips.

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No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.

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Coverage in 151 Countries

Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.

Our Plans

Compare Top Visitor Insurance Plans

All plans designed specifically for visitors to the USA — covering emergency medical, hospitalization, evacuation, and more.

Most Popular

IMG Patriot America Plus

From $1.10/day
Coverage up to Up to $1,000,000
  • A-rated by A.M. Best
  • Covers acute onset of pre-existing conditions
  • Emergency medical evacuation included
  • COVID-19 treatment covered
  • Deductible from $0–$2,500
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Best Value

Trawick Safe Travels USA

From $1.25/day
Coverage up to Up to $1,000,000
  • Comprehensive emergency coverage
  • 24/7 multilingual assistance
  • Hospital direct billing available
  • Covers acute onset of pre-existing conditions
  • Renewable up to 12 months
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Premium Option

WorldTrips Atlas America

From $1.50/day
Coverage up to Up to $2,000,000
  • Highest coverage limit available
  • Ideal for seniors and longer stays
  • Covers urgent care and telehealth
  • A.M. Best A-rated carrier
  • Flexible deductible options
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Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.

Common Questions

Frequently Asked Questions

Can I buy visitor insurance for my parents visiting from Vietnam?
Yes. You can purchase a plan online on their behalf — before or after they travel to the USA. Plans are available for all ages, including seniors, and many include pre-existing condition coverage.
What if my Vietnamese family member gets sick before the waiting period ends?
Most plans have a 24–72 hour waiting period for illness. Accidents are covered immediately. To avoid gaps, purchase coverage before departure and start the effective date from the day of travel.
Are plans available in Vietnamese?
Our Aria AI assistant can communicate in Vietnamese and help your family members understand their coverage. Quote documents are in English, but we can explain any terms in Vietnamese upon request.
What is the minimum coverage I should get?
For visits to the USA, we recommend a minimum of $100,000 in medical coverage. US healthcare costs are among the highest in the world, and even a short hospitalization can exceed $50,000.
How do I file a claim if I need medical care?
Call the 24/7 assistance number on your insurance ID card before seeking treatment when possible. For emergencies, go directly to care — your insurer can sort out billing afterward. All major insurers we work with have direct billing relationships with US hospitals.
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Protect Your Trip to the USA

Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes — no commitment required.

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