Tower Hill Travel Insurance
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Visitor Insurance for Singapore

Visitor Insurance for Singaporeans Traveling to the USA

Singapore's MediShield Life is one of Asia's best health systems — but it doesn't cover a single dollar of US medical costs.

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The Coverage Gap

MediShield Life and Integrated Shield Plans Have No US Coverage

Singapore's healthcare system — including MediShield Life and private Integrated Shield Plans (IPs) from NTUC Income, AIA, Prudential, and others — is designed for treatment in Singapore. None of these plans cover medical treatment in the United States. As a frequent business and leisure travel hub, Singaporeans need dedicated visitor insurance for every US trip.

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Singaporeans are among the most well-traveled people in the world — and among the most exposed to US medical costs without proper coverage.

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$3,000+
ER Visit
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$11,700/night
Hospital Stay
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$1,500
Ambulance Ride
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$50,000+
Major Surgery

Why Tower Hill

Trusted by 60,000+ International Travelers

We partner with the top A-rated carriers so you get the best coverage, not the highest commission.

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A-Rated Carriers Only

Every plan we offer is from a financially strong, A-rated insurer — IMG, Trawick International, or WorldTrips.

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Compare & Buy in 5 Minutes

No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.

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Coverage in 151 Countries

Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.

Our Plans

Compare Top Visitor Insurance Plans

All plans designed specifically for visitors to the USA — covering emergency medical, hospitalization, evacuation, and more.

Most Popular

IMG Patriot America Plus

From $1.10/day
Coverage up to Up to $1,000,000
  • A-rated by A.M. Best
  • Covers acute onset of pre-existing conditions
  • Emergency medical evacuation included
  • COVID-19 treatment covered
  • Deductible from $0–$2,500
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Best Value

Trawick Safe Travels USA

From $1.25/day
Coverage up to Up to $1,000,000
  • Comprehensive emergency coverage
  • 24/7 multilingual assistance
  • Hospital direct billing available
  • Covers acute onset of pre-existing conditions
  • Renewable up to 12 months
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Premium Option

WorldTrips Atlas America

From $1.50/day
Coverage up to Up to $2,000,000
  • Highest coverage limit available
  • Ideal for seniors and longer stays
  • Covers urgent care and telehealth
  • A.M. Best A-rated carrier
  • Flexible deductible options
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Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.

Common Questions

Frequently Asked Questions

Does my Integrated Shield Plan (IP) cover me in the USA?
Integrated Shield Plans in Singapore cover hospitalization in Singapore and may include some overseas emergency coverage, but coverage limits are typically far too low for actual US medical costs. A dedicated visitor plan provides proper coverage.
Do Singaporeans need a visa to visit the USA?
Singaporean citizens are eligible for the Visa Waiver Program (ESTA) and can visit the USA for up to 90 days without a visa.
Can I get coverage for business trips to the USA?
Yes — our plans cover both tourism and business travel. Coverage includes emergency medical, evacuation, and other travel-related benefits regardless of your reason for visiting.
What is the minimum coverage I should get?
For visits to the USA, we recommend a minimum of $100,000 in medical coverage. US healthcare costs are among the highest in the world, and even a short hospitalization can exceed $50,000.
How do I file a claim if I need medical care?
Call the 24/7 assistance number on your insurance ID card before seeking treatment when possible. For emergencies, go directly to care — your insurer can sort out billing afterward. All major insurers we work with have direct billing relationships with US hospitals.
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Protect Your Trip to the USA

Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes — no commitment required.

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Texas License #2608479TX · A-rated carriers · 151 countries covered