Visitor Insurance for Michigan
University of Michigan Health is a globally ranked academic medical center — a single inpatient stay can exceed $100,000 without insurance.
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International Visitors to Michigan Have No US Health Coverage
Michigan provides no public health coverage to international visitors. U of M Health, Henry Ford, and Beaumont bill uninsured patients at full charges. Detroit's international community and auto industry bring thousands of international visitors each year who need proper coverage.
Without Visitor Insurance
- ✗ER visit: $5,000–$30,000 billed to you directly
- ✗Hospital stay: $15,000–$100,000+
- ✗Medical evacuation: $20,000–$100,000
- ✗No negotiated rates — you pay full sticker price
With Visitor Insurance
- ✓Emergency medical covered up to $1M–$2M
- ✓Access to major hospital networks in Michigan
- ✓Emergency evacuation included
- ✓Plans from $1.10/day
Our Plans Are Accepted At Michigan's Top Hospitals
University of Michigan Health
Henry Ford Hospital
Beaumont Hospital
Spectrum Health
+ thousands more in-network hospitals and urgent care centers across Michigan
Coverage Across All of Michigan
Best Visitor Insurance Plans for Michigan
All plans work at hospitals across Michigan. Compare coverage, deductibles, and pricing.
IMG Patriot America Plus
Coverage: Up to $1,000,000
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
Coverage: Up to $1,000,000
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
Coverage: Up to $2,000,000
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Visitor Insurance Michigan — Frequently Asked Questions
Do international visitors to Michigan need health insurance?
Yes. Michigan has no public health coverage for international visitors. Hospitals like University of Michigan Health and Henry Ford bill uninsured patients at full rates.
What is the best visitor insurance for Michigan?
IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America are top choices. All cover major Michigan medical centers including U of M Health and Henry Ford Hospital.
Can I get visitor insurance if I'm visiting family in Detroit?
Yes. Visitor insurance is available for any international traveler visiting family, friends, or for tourism in Michigan. Get a quote online in minutes.
City-Specific Coverage in Michigan
Major Cities
Ready to Get Covered in Michigan?
Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.
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