Virginia Beach · Virginia · USA

Visitor Insurance for Virginia Beach, VA

Virginia Beach's 38-mile Atlantic coast attracts millions of summer visitors — ocean emergencies and summer accidents require US visitor coverage.

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60,000+ clients insured151 countries coveredLicensed in Texas #2608479TX

Why Visitor Insurance Is Essential in Virginia Beach

Virginia Beach is the East Coast's largest resort city. Sentara Virginia Beach General and Chesapeake Regional are the area's top facilities. International visitors — especially summer tourists from Canada and Europe — have zero US coverage. Whether you're on the boardwalk or surfing, visitor insurance from IMG, Trawick, or WorldTrips is essential.

Without Visitor Insurance

  • ER visit: $5,000–$30,000 billed to you directly
  • Hospital stay: $15,000–$100,000+
  • Medical evacuation: $20,000–$100,000
  • No negotiated rates — full sticker price

With Visitor Insurance

  • Emergency medical covered up to $1M–$2M
  • Access to Virginia Beach's hospital network
  • Emergency evacuation included
  • Plans from $1.10/day

Our Plans Are Accepted At Virginia Beach's Top Hospitals

Sentara Virginia Beach General Hospital

Bon Secours Maryview Medical Center

Chesapeake Regional Medical Center

Sentara Leigh Hospital

+ thousands more in-network hospitals and urgent care centers throughout Virginia

Best Visitor Insurance Plans for Virginia Beach

All plans accepted at major Virginia Beach hospitals. Compare coverage and pricing below.

Most Popular

IMG Patriot America Plus

From $1.10/day

Coverage: Up to $1,000,000

  • A-rated by A.M. Best
  • Covers acute onset of pre-existing conditions
  • Emergency medical evacuation included
  • COVID-19 treatment covered
  • Deductible from $0–$2,500
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Best Value

Trawick Safe Travels USA

From $1.25/day

Coverage: Up to $1,000,000

  • Comprehensive emergency coverage
  • 24/7 multilingual assistance
  • Hospital direct billing available
  • Covers acute onset of pre-existing conditions
  • Renewable up to 12 months
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Premium Option

WorldTrips Atlas America

From $1.50/day

Coverage: Up to $2,000,000

  • Highest coverage limit available
  • Ideal for seniors and longer stays
  • Covers urgent care and telehealth
  • A.M. Best A-rated carrier
  • Flexible deductible options
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Visitor Insurance Virginia Beach — Frequently Asked Questions

Do visitors to Virginia Beach need health insurance?

Yes. International visitors to Virginia Beach have no coverage under US public programs. Local hospitals bill uninsured patients at full rates.

What visitor insurance covers Virginia Beach?

IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America all cover Virginia Beach hospitals.

Does visitor insurance cover beach and water sports injuries?

Yes. Surfing, swimming, and beach sports injuries are covered as accidents under visitor insurance.

More Visitor Insurance Coverage Pages

Get Covered for Your Virginia Beach Visit

Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.

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Tower Hill Travel Insurance · Licensed #2608479TX · support@towerhillcorp.com