Visitor Insurance for Rochester, NY
University of Rochester Medical Center's Strong Memorial Hospital is one of the top academic medical centers in the Northeast — international patients need visitor insurance.
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Why Visitor Insurance Is Essential in Rochester
Rochester's Eastman School of Music, University of Rochester, and proximity to Finger Lakes wine country attract international visitors. Strong Memorial Hospital — part of UR Medicine — and Rochester General are the city's top facilities. International visitors have zero US coverage. Visitor insurance from IMG, Trawick, or WorldTrips ensures complete protection.
Without Visitor Insurance
- ✗ER visit: $5,000–$30,000 billed to you directly
- ✗Hospital stay: $15,000–$100,000+
- ✗Medical evacuation: $20,000–$100,000
- ✗No negotiated rates — full sticker price
With Visitor Insurance
- ✓Emergency medical covered up to $1M–$2M
- ✓Access to Rochester's hospital network
- ✓Emergency evacuation included
- ✓Plans from $1.10/day
Our Plans Are Accepted At Rochester's Top Hospitals
University of Rochester Medical Center
Rochester General Hospital
Highland Hospital
Strong Memorial Hospital
+ thousands more in-network hospitals and urgent care centers throughout New York
Best Visitor Insurance Plans for Rochester
All plans accepted at major Rochester hospitals. Compare coverage and pricing below.
IMG Patriot America Plus
Coverage: Up to $1,000,000
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
Coverage: Up to $1,000,000
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
Coverage: Up to $2,000,000
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Visitor Insurance Rochester — Frequently Asked Questions
Do visitors to Rochester need health insurance?
Yes. International visitors to Rochester have no coverage under US public programs. Strong Memorial and Rochester General bill uninsured patients at full rates.
What visitor insurance covers Rochester, NY?
IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America all cover Rochester hospitals.
Can I get visitor insurance for a Rochester or Finger Lakes trip?
Yes. Visitor insurance covers you anywhere in Upstate New York. Get an instant quote online.
More Visitor Insurance Coverage Pages
New York Coverage
Visitor Insurance New YorkStatewide coverage for all international visitors to New York
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Get Covered for Your Rochester Visit
Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.
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