Visitor Insurance for Pennsylvania
Philadelphia and Pittsburgh are home to some of America's top academic medical centers — uninsured bills can easily exceed $100,000.
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International Visitors to Pennsylvania Have No US Health Coverage
Pennsylvania has no public health coverage for international visitors. HUP, UPMC, and Jefferson Health bill uninsured patients at full rates. Pennsylvania's international student population, tech sector, and tourism industry all bring visitors who need proper coverage.
Without Visitor Insurance
- ✗ER visit: $5,000–$30,000 billed to you directly
- ✗Hospital stay: $15,000–$100,000+
- ✗Medical evacuation: $20,000–$100,000
- ✗No negotiated rates — you pay full sticker price
With Visitor Insurance
- ✓Emergency medical covered up to $1M–$2M
- ✓Access to major hospital networks in Pennsylvania
- ✓Emergency evacuation included
- ✓Plans from $1.10/day
Our Plans Are Accepted At Pennsylvania's Top Hospitals
Hospital of the University of Pennsylvania
UPMC Presbyterian
Jefferson Health
Temple University Hospital
+ thousands more in-network hospitals and urgent care centers across Pennsylvania
Coverage Across All of Pennsylvania
Best Visitor Insurance Plans for Pennsylvania
All plans work at hospitals across Pennsylvania. Compare coverage, deductibles, and pricing.
IMG Patriot America Plus
Coverage: Up to $1,000,000
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
Coverage: Up to $1,000,000
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
Coverage: Up to $2,000,000
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Visitor Insurance Pennsylvania — Frequently Asked Questions
Do visitors to Pennsylvania need health insurance?
Yes. International visitors to Pennsylvania have no coverage under US public programs. Hospitals like HUP and UPMC bill uninsured patients at full charges — a single surgery can exceed $100,000.
What visitor insurance plans cover Philadelphia and Pittsburgh?
IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America all cover Pennsylvania hospitals. IMG's PPO network includes UPMC and Jefferson Health.
Is visitor insurance available for students at Penn or Carnegie Mellon?
International students typically need student health insurance from their university, not visitor insurance. If your visa status requires coverage, check your school's health insurance requirements first.
City-Specific Coverage in Pennsylvania
Major Cities
Ready to Get Covered in Pennsylvania?
Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.
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