Are adventure activities at retreats covered (zip-lining, kayaking, etc.)?

Most plans cover emergency treatment for injuries from standard recreational activities. Extreme sports (skydiving, cliff diving, organized races) may require additional riders. Confirm with the insurer if your retreat includes high-risk activities.

What if an executive has a pre-existing heart condition?

Acute onset of pre-existing conditions covers sudden, unexpected cardiac emergencies — including for executives with known heart disease — under all three recommended plans for travelers under age 70.

Can the policy be issued to the company rather than individually?

Yes. The company is the policy owner. Individual coverage certificates are issued to each employee. The company pays the premium as a business expense.

What documentation does HR need to provide?

A list of all covered employees (name, date of birth, coverage dates) is sufficient to purchase group coverage. Coverage certificates are issued digitally and can be distributed to employees via email.

Is coverage active for travel to and from the retreat location?

Yes. Coverage begins from the first day of the coverage period selected. As long as travel dates fall within the policy period, employees are covered during international transit, at the retreat destination, and on the return journey.

👥Corporate Retreats · 10–100 employees

Corporate Retreat Travel Insurance

Keep your team protected on international offsites and corporate retreats.

Get Group Quotes →📞 (832) 856-1704

Build your team. Protect your investment.

International corporate retreats represent significant company investment — in flights, accommodation, and team time. They also represent real medical liability: if an employee is injured at a team-building activity abroad or falls critically ill, the company is responsible. Group travel insurance closes that liability gap and demonstrates genuine duty of care.

What Group Travel Insurance Covers

Employee Emergency Medical

Full coverage for ER visits, hospitalization, surgery, and specialist care for any employee on the retreat.

Activity-Related Injury Coverage

Retreat activities like team sports, hiking, zip-lining, and group challenges can result in injuries. Emergency treatment is covered regardless of the activity.

Emergency Evacuation

If an employee requires care beyond what's locally available, air ambulance ensures they reach an appropriate facility quickly.

Trip Interruption

If an employee must return home early due to a covered emergency, non-refundable travel costs are reimbursed.

24/7 Corporate Assistance

Dedicated emergency line for HR teams and executives to manage medical situations without navigating foreign healthcare systems alone.

Cost by Group Size

Group Size	Per Person / Day	Est. Total
Small team (10–20 employees)	$1.30–$2.50/day	$91–$1,000 for 7-day retreat
Mid-size team (25–50 employees)	$1.20–$2.30/day	$210–$2,300 for 7-day retreat
Large team (60–100 employees)	$1.10–$2.10/day	$462–$3,780 for 7-day retreat