Is Faye travel insurance good?

Faye travel insurance is a strong option for travelers who want primary medical coverage, a user-friendly app experience, and extensive add-on options like CFAR and pet care. It's priced higher than many competitors but delivers meaningful value for the premium. Faye is best suited for frequent travelers, international trips with large non-refundable deposits, and travelers who value digital claims management.

Does Faye travel insurance cover pre-existing conditions?

Yes — if you purchase Faye travel insurance within 14 days of your first trip deposit, you're eligible for the pre-existing condition waiver. This waiver removes the exclusion for medical emergencies related to conditions that existed before the policy was purchased. If you purchase after that 14-day window, pre-existing conditions are generally excluded.

Does Faye have cancel for any reason coverage?

Yes. Faye offers a cancel for any reason (CFAR) add-on that reimburses up to 75% of non-refundable trip costs. CFAR must be purchased at the time of the original policy purchase and cannot be added later. You must also cancel at least 48 hours before departure to use CFAR.

Faye Travel Insurance Review 2026 — Is It Worth the Premium?

Q: How much does Faye travel insurance cost?

Faye travel insurance costs approximately $137 for a 2-week international trip costing $2,000 for a traveler in their 30s or 40s. Actual pricing depends on trip cost, age, duration, and any add-ons selected. Adding CFAR increases the premium by roughly 40–60%. Faye is generally priced in the mid-to-premium tier of travel insurance providers.

Updated April 2026 · 9 min read

★★★★☆

4.4 / 5 — Strong buy for frequent international travelers

Bottom Line

Faye travel insurance is a premium, app-first product that delivers primary medical coverage, extensive customization options, and a clean claims experience. It costs more than most competitors — but if you're taking a high-value international trip and want a plan that actually pays first without fighting your regular health insurer, Faye is worth serious consideration.

What Is Faye Travel Insurance?

Faye (also known as WithFaye) is a modern, digitally-focused travel insurance company founded to simplify how people buy and use travel insurance. Unlike traditional insurers, Faye handles everything through their mobile app — from purchasing a policy to filing a claim to getting real-time reimbursements.

Faye underwrites its own policies and offers a single comprehensive plan with optional add-ons, rather than forcing you to choose between tiers. This makes it simpler to understand what you're getting — and easier to add the specific protections you actually need.

Faye Coverage at a Glance

Coverage	Limit
Emergency medical	Up to $250,000 (primary)
Medical evacuation	Up to $500,000
Trip cancellation	Up to 100% of trip cost
Trip interruption	Up to 150% of trip cost
Trip delay	Up to $300/day ($2,100 max)
Baggage loss/damage	Up to $2,000
Dental emergency	Up to $750
Maximum trip duration	Up to 180 days
COVID-19 coverage	Included

Faye Add-On Options

One of Faye's biggest differentiators is its menu of optional add-ons. Unlike plans that bundle everything (and charge you for things you don't need), Faye lets you build the policy you actually want:

Add-On	Coverage Limit	Best For
Cancel for Any Reason (CFAR)	75% of non-refundable costs	High-value trips, uncertain schedules
Pet care	$2,500 vet + $250 kenneling	Pet owners worried about trip delays
Rental car damage	Up to $50,000	Road trips, car rental heavy trips
Vacation rental damage	Up to $3,000	Airbnb and VRBO stays
Adventure sports (international)	Up to $250,000 medical	Skiing, diving, adventure activities
Adventure sports (domestic)	Up to $50,000 medical	US-based outdoor adventures

Faye Travel Insurance — Pros & Cons

Pros

✓ Primary medical coverage — pays first without fighting your health insurer
✓ Industry-leading mobile app — buy, manage, and file claims digitally
✓ Unique add-ons — pet care, vacation rental damage, adventure sports
✓ Pre-existing condition waiver if purchased within 14 days of deposit
✓ COVID-19 coverage included as standard
✓ Up to 180-day trips — longer than many competitors

Cons

✗ Higher price than comparable comprehensive plans
✗ Only 14-day window for CFAR and pre-existing waiver
✗ Limited availability in some countries
✗ Pre-existing conditions not auto-covered without the waiver
✗ Single plan tier — no stripped-down budget option

How Much Does Faye Travel Insurance Cost?

Faye sits in the premium tier of travel insurance pricing. Here are sample estimates for a 14-day international trip:

Traveler Age	Trip Cost	Base Plan Est.	With CFAR Est.
30 years old	$2,000	~$95–$120	~$140–$180
45 years old	$4,000	~$160–$200	~$240–$300
60 years old	$5,000	~$220–$290	~$330–$440

Estimates only. Get an exact quote through the Faye partner link below.

Who Should Buy Faye Travel Insurance?

Faye is a great fit if you:

Want primary medical coverage that pays first — not after your regular insurance
Value a strong digital experience and want to manage everything from your phone
Are taking a high-value international trip with significant non-refundable deposits
Travel with pets and want coverage for kennel/vet costs if your trip is disrupted
Participate in adventure activities and want sports-specific medical coverage
Want CFAR flexibility on trips to uncertain destinations

Consider alternatives if you:

Are primarily looking for the lowest-cost coverage (see cheapest visitor insurance options)
Only need visitor medical insurance without trip cancellation benefits
Are an older traveler (70+) — some plans offer better age-specific coverage at lower prices

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Frequently Asked Questions

Is Faye travel insurance legit?

Yes. Faye is a licensed insurance company with strong customer reviews and a high Trustpilot score. They are a registered MGA (managing general agent) and partner with A-rated reinsurers. As with any insurer, read the policy documents before purchase to understand exclusions.

How do you file a claim with Faye?

Claims are filed through the Faye mobile app. The process is digital-first: upload receipts, describe the incident, and track claim status in real time. For medical emergencies requiring hospitalization, call Faye's 24/7 assistance line immediately to pre-authorize treatment and coordinate directly with the hospital.

Can I buy Faye travel insurance for my parents visiting from abroad?

Faye is primarily designed for US residents traveling internationally or domestically. For non-US citizens visiting the USA, dedicated visitor insurance plans from WorldTrips, IMG, or Trawick are specifically structured for this need and typically more cost-effective.

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