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Rank #11 origin country
21,900
Vietnam students currently studying in the US

Health Insurance for Vietnamese Students in the USA

21,900 Vietnamese students study in the US. Vietnam's BHYT has no coverage here. Get protected from $25/month — 5x cheaper than the university plan.

Typical Annual Cost Comparison
University Health Plan
Auto-enrolled if no waiver
$1,400–$2,400/year
Tower Hill Private Plan
Equivalent or better coverage
$300–$480/year
Save up to $2,100/year vs. university plan

Why Vietnamese Health Insurance Doesn't Work in the US

⚠️ Vietnam Social Health Insurance (SHI) / BHYT

Vietnam's Social Health Insurance (Bảo hiểm Y tế / BHYT) covers treatment only at registered healthcare facilities in Vietnam. Vietnamese private insurers (Bảo Việt, PTI, Dai-ichi Life) also do not provide US coverage. Vietnam is one of the fastest-growing sources of US international students.

Your Vietnamese insurance card is simply not accepted at US hospitals. US healthcare billing is entirely different — hospitals bill at full "chargemaster" rates to uninsured patients, which can be 3–10x higher than what insurance companies negotiate.

What Your US University Requires

Vietnamese students on F-1 visas are subject to the same university health insurance requirements as all international students.

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$100,000+ medical coverage
Per accident or illness
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$50,000+ evacuation
Emergency transport
✈️
$25,000+ repatriation
Return home if needed
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Deductible under $500
Per accident/illness
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Mental health benefits
Counseling & psychiatric
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US PPO network access
In-network care

Top US Universities for Vietnamese Students

1University of Houston
2San Jose State University
3California State University
4Seattle University
5University of Texas

Tower Hill provides waiver letters accepted at all major US universities. Contact support@towerhillcorp.com with your university's specific waiver requirements.

Compare Plans for Vietnamese Students

All plans are F-1 visa compliant, include US PPO network access, and are accepted as health insurance waivers at most US universities.

⭐ Most Recommended for Vietnamese Students
Most University-Accepted
IMG Global
Student Health Advantage
~$35/month

Accepted at 500+ US universities as a health insurance waiver. US PPO network, mental health, preventive care, prescription drugs.

F-1 & J-1 visa compliant
US PPO network
Mental health & counseling
Preventive care & vaccines
Prescription drug coverage
University waiver-ready
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Best Price-to-Coverage
WorldTrips
Atlas America Student
~$30/month

Competitive pricing with strong US hospital network. Popular among budget-conscious international students who still want comprehensive coverage.

US PPO network access
Emergency medical
Mental health benefits
Telemedicine included
Sports & activities covered
Semester or annual
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Most Affordable
Trawick International
Safe Travels USA Student
~$25/month

Lowest price point that meets most US university minimum requirements. Ideal for students needing basic compliance.

F-1 compliant
Emergency medical
Emergency evacuation
Repatriation of remains
Acute onset pre-existing
No deductible option
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Navigating US Healthcare as a Vietnamese Student

Vietnam's public healthcare system is affordable but inconsistent — many Vietnamese families use private hospitals and pay out-of-pocket. In the US, private care at full billed rates is catastrophically expensive without insurance. A $25–$30/month US plan prevents disaster.

Frequently Asked Questions

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Ready to Get Covered?

Get an instant quote for Vietnamese students studying in the US. University waiver letter included.

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Health Insurance for Vietnamese Students in the USA (2026) | Tower Hill | Tower Hill Travel Insurance