🐾Ann Arbor, Michigan·15,000+ intl students

International Student Health Insurance in Ann Arbor

University of Michigan enrolls 9,400 international students adjacent to a top-10 national hospital. Their plan costs $2,544/year. Get equivalent coverage for $30–$44/month.

University Plans vs. Tower Hill — Ann ArborSave 75–85%
UniversityIntl StudentsUniv Plan/yrTower Hill/yr
University of Michigan9,400$2,544/year$30–$44/month
Eastern Michigan University1,800$1,800/year$30–$44/month
Washtenaw Community College800$1,320/year$30–$44/month
Concordia University Ann Arbor150$1,440/year$30–$44/month
Typical Savings vs. University PlanUp to 85% less

Why Ann Arbor International Students Need Private Insurance

Ann Arbor is dominated by the University of Michigan — one of the most respected public research universities in the world. Michigan Medicine (U-M Hospital) is consistently ranked top 10 nationally and is the primary healthcare resource for international students in Ann Arbor.

15,000+
Total intl students
$3,200
Avg ER visit cost
$30–$44/month
Tower Hill plan/mo

Ann Arbor's Top Hospitals — In Your Network

Nearly all U-M international students live in the central campus area (Central Campus, Medical Campus, North Campus). Michigan Medicine is on-campus, making healthcare physically accessible for all students.

🏥Michigan Medicine (University of Michigan Hospital)
🏥St. Joseph Mercy Health System
🏥Trinity Health Ann Arbor
🏥Chelsea Hospital
Average hospital stay in Ann Arbor: $3,000/day. With a US PPO plan, you pay only your deductible/copay — not the full billed rate.

How to Waive Your Ann Arbor University Health Plan

1
Get a quote & purchase
Choose a plan through Tower Hill. Takes 5 minutes online.
2
Request your waiver letter
Email us at support@towerhillcorp.com with your university name and waiver form. We respond within 1 business day.
3
Submit before the deadline
Upload your insurance certificate and waiver letter through your university's health portal. Deadlines are typically 2–4 weeks after enrollment.
4
Save $1,000–$3,000/year
Your university fee is reversed. You keep comprehensive coverage at a fraction of the cost.

Plans for International Students in Ann Arbor

All plans include US PPO network access and are accepted as health insurance waivers at Ann Arbor-area universities.

⭐ Top Pick for Ann Arbor International Students
Most University-Accepted
IMG Global
Student Health Advantage
~$35/month

Accepted as a health insurance waiver at 500+ US universities. US PPO network, mental health, preventive care, and prescription drugs.

F-1 & J-1 visa compliant
US PPO network
Mental health & counseling
Preventive care & vaccines
Prescription drug coverage
University waiver-ready
Get a Quote →
Best Price-to-Coverage
WorldTrips
Atlas America Student
~$30/month

Strong US network, competitive pricing. Popular among students who want comprehensive coverage without paying top dollar.

US PPO network access
Emergency medical
Mental health benefits
Telemedicine included
Sports & activities covered
Semester or annual
Get a Quote →
Most Affordable
Trawick International
Safe Travels USA Student
~$25/month

Lowest-cost plan that meets most university waiver minimums. Ideal for budget-focused students needing compliance.

F-1 compliant
Emergency medical
Emergency evacuation
Repatriation of remains
Acute onset pre-existing
No deductible option
Get a Quote →

Frequently Asked Questions

🐾

Studying in Ann Arbor?

Get instant health insurance quotes for international students in Ann Arbor, Michigan. University waiver letter provided.

Compare Plans → Get a Quote
📞 (832) 856-1704·Mon–Fri 9AM–6PM CST·TX Lic #2608479TX

Get a Free Quote

No signup · Instant price

Get Quote →
International Student Health Insurance Ann Arbor (2026) | University of Michigan | Tower Hill | Tower Hill Travel Insurance