Georgia Tech has one of the highest international student percentages in the US — what should they know about insurance?

With 37% international students, Georgia Tech has extensive experience with international student insurance waivers. Georgia Tech requires: $300,000+ in annual medical benefits, US PPO network, mental health coverage, and a deductible under $500. Georgia Tech's waiver portal (BuzzCard/Oscar Health portal) processes waivers in 5–7 business days. Tower Hill's plans and waiver letters are accepted.

Emory is home to the CDC — does that affect healthcare access for students?

Emory University Hospital is one of the nation's premier hospitals, directly affiliated with the CDC. Emory has treated some of the most complex medical cases in history, including Ebola patients in 2014. For students, this means access to world-class specialty care. With a PPO plan, you access Emory's network including Emory University Hospital, Emory Midtown, and 200+ specialist clinics.

Is Atlanta affordable compared to other major US university cities?

Yes. Atlanta is significantly more affordable than Boston, NYC, or San Francisco. Average ER visit costs $2,800 (vs. $4,800 in NYC). University health plans are also lower ($1,560–$2,940/year vs. $3,400+ in Boston). A Tower Hill private plan in Atlanta typically costs $28–$42/month — providing excellent value relative to coverage.

What are the most common health issues for Atlanta's international students?

Atlanta's summers are extremely hot and humid (95–100°F with 80–90% humidity). Heat exhaustion is common for students from cooler climates. Severe thunderstorms and occasional tornadoes occur March–June. Year-round pollen counts are among the highest in the US (Atlanta often tops the national pollen count charts), making allergy medication coverage valuable.

How does Grady Memorial Hospital serve international students?

Grady Memorial Hospital is Atlanta's public safety-net hospital and level-I trauma center — accessible to everyone. It operates a 24/7 emergency department and serves as a major teaching hospital for Morehouse School of Medicine and Emory. For international students, Grady provides emergency care regardless of insurance status, but bills will be sent afterward without coverage.

🍑Atlanta, Georgia·28,000+ intl students

International Student Health Insurance in Atlanta

Georgia Tech has the highest international student percentage of any major STEM university — 37%. Get compliant health insurance from $28–$42/month.

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University Plans vs. Tower Hill — AtlantaSave 75–85%

University	Intl Students	Univ Plan/yr	Tower Hill/yr
Georgia Institute of Technology	8,200	$2,304/year	$28–$42/month
Emory University	4,600	$2,940/year	$28–$42/month
Georgia State University	3,800	$1,680/year	$28–$42/month
Kennesaw State University	2,400	$1,560/year	$28–$42/month
Mercer University Atlanta	600	$1,800/year	$28–$42/month
Typical Savings vs. University Plan			Up to 85% less

Why Atlanta International Students Need Private Insurance

Atlanta is a hub for international students in tech (Georgia Tech), medicine and public health (Emory — home to the CDC), and business (Emory Goizueta, Georgia State). Georgia Tech has the highest international student percentage of any large US STEM university — 37% of students are international.

28,000+

Total intl students

$2,800

Avg ER visit cost

$28–$42/month

Tower Hill plan/mo

Atlanta's Top Hospitals — In Your Network

Georgia Tech students are in Midtown and the West End. Emory students are in Druid Hills/Emory Village near Emory University Hospital. GSU students are in downtown Atlanta. MARTA connects all campuses to Grady and Piedmont hospitals.

🏥Emory University Hospital

🏥Grady Memorial Hospital

🏥Piedmont Atlanta Hospital

🏥Wellstar Atlanta Medical Center

🏥Children's Healthcare of Atlanta

Average hospital stay in Atlanta: $2,600/day. With a US PPO plan, you pay only your deductible/copay — not the full billed rate.

How to Waive Your Atlanta University Health Plan

Get a quote & purchase

Choose a plan through Tower Hill. Takes 5 minutes online.

Request your waiver letter

Email us at support@towerhillcorp.com with your university name and waiver form. We respond within 1 business day.

Submit before the deadline

Upload your insurance certificate and waiver letter through your university's health portal. Deadlines are typically 2–4 weeks after enrollment.

Save $1,000–$3,000/year

Your university fee is reversed. You keep comprehensive coverage at a fraction of the cost.

Plans for International Students in Atlanta

All plans include US PPO network access and are accepted as health insurance waivers at Atlanta-area universities.

⭐ Top Pick for Atlanta International Students

Most University-Accepted

IMG Global

Student Health Advantage

~$35/month

Accepted as a health insurance waiver at 500+ US universities. US PPO network, mental health, preventive care, and prescription drugs.

✓F-1 & J-1 visa compliant

✓US PPO network

✓Mental health & counseling

✓Preventive care & vaccines

✓Prescription drug coverage

✓University waiver-ready

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Best Price-to-Coverage

WorldTrips

Atlas America Student

~$30/month

Strong US network, competitive pricing. Popular among students who want comprehensive coverage without paying top dollar.

✓US PPO network access

✓Emergency medical

✓Mental health benefits

✓Telemedicine included

✓Sports & activities covered

✓Semester or annual

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Most Affordable

Trawick International

Safe Travels USA Student

~$25/month

Lowest-cost plan that meets most university waiver minimums. Ideal for budget-focused students needing compliance.

✓F-1 compliant

✓Emergency medical

✓Emergency evacuation

✓Repatriation of remains

✓Acute onset pre-existing

✓No deductible option

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Frequently Asked Questions

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Studying in Atlanta?

Get instant health insurance quotes for international students in Atlanta, Georgia. University waiver letter provided.

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