How does UT Austin's student health plan compare to private alternatives?

UT Austin's University Health Services plan costs approximately $2,256/year. UT Austin allows waivers for plans with $300,000+ in annual benefits, mental health parity, PPO network access, and deductible under $500. A Tower Hill private plan costs $27–$40/month ($324–$480/year) — about 79–86% less. Tower Hill is Texas-licensed (#2608479TX).

Austin has a lot of tech companies — what about insurance during internships?

Many UT Austin students do part-time or summer internships at Austin-area tech companies (Tesla, Apple, Samsung, Meta, Amazon). If you're on an F-1 CPT/OPT internship, you typically lose access to student health insurance during that period and need to either continue your student plan (if policy allows) or switch to an international work-compatible plan. Contact Tower Hill to discuss the right plan for internship periods.

What health issues are common for students in Austin?

Austin summers are extremely hot (100–105°F) with little humidity relief. Heat exhaustion is a real risk in summer. Severe allergy seasons in spring (cedar fever January–March is notorious) and fall. Austin also has an active outdoor culture — cycling, hiking, Barton Springs swimming — all of which have associated injury risks covered under student plans.

Is Tower Hill licensed in Texas?

Yes. Tower Hill Travel Insurance holds Texas license #2608479TX and is operated by Ty Taylor, a licensed Texas insurance advisor. UT Austin, Texas State, and other Texas institutions recognize Texas-licensed carriers for insurance waiver purposes.

What's the UT Dell Medical School's role in Austin healthcare?

The UT Dell Medical School opened in 2016 and has rapidly elevated Austin's medical care quality. UT Health Austin is an outpatient/specialty care system affiliated with Dell Medical School. For most international students, Ascension Seton, St. David's, and University Medical Center Brackenridge are the primary hospital systems, with UT Health Austin for specialty referrals.

What mental health resources are available for international students in Austin?

International students face unique mental health challenges — culture shock, academic pressure, and distance from home. In Austin, mental health services are available through your university's counseling center (typically included with tuition), community mental health clinics, and private therapists. Your Tower Hill international student plan includes mental health benefits — check your policy for session limits and in-network providers. Most plans cover outpatient therapy at $30–$60 per session after your deductible. For urgent mental health crises, call 988 (Suicide & Crisis Lifeline) or your university's 24/7 student support line.

Can I keep my student insurance during summer break if I stay in Austin?

Yes — most international student health plans allow you to extend coverage month-to-month during summer. If you're staying in Austin for an internship, research position, or personal reasons, contact Tower Hill before your policy expires at support@towerhillcorp.com or (844) 950-3468 to purchase a summer extension. If you're leaving the US for summer, some plans allow a temporary suspension and restart for fall. Never let coverage lapse — any medical condition that develops during a gap is treated as pre-existing when your new policy begins.

🎸Austin, Texas·18,000+ intl students

International Student Health Insurance in Austin

UT Austin enrolls 5,600 international students. Their health plan costs $2,256/year. Get equivalent coverage for $27–$40/month — Tower Hill is TX-licensed.

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University Plans vs. Tower Hill — AustinSave 75–85%

University	Intl Students	Univ Plan/yr	Tower Hill/yr
University of Texas at Austin	5,600	$2,256/year	$27–$40/month
Texas State University	1,800	$1,680/year	$27–$40/month
St. Edward's University	600	$1,800/year	$27–$40/month
Concordia University Texas	200	$1,440/year	$27–$40/month
Huston-Tillotson University	150	$1,560/year	$27–$40/month
Typical Savings vs. University Plan			Up to 85% less

Why Austin International Students Need Private Insurance

Austin's fast-growing tech and university scene attracts international students from India, China, South Korea, and Latin America. UT Austin is a tier-1 research university with strong STEM and business programs. Austin's economy (Tesla, Apple, Samsung, Meta campuses) also makes it a destination for co-op and internship programs.

18,000+

Total intl students

$2,900

Avg ER visit cost

$27–$40/month

Tower Hill plan/mo

Austin's Top Hospitals — In Your Network

UT Austin students live in West Campus, Hyde Park, and North Loop. Texas State students are in San Marcos (30 miles south). Dell Medical School and Seton Medical Center are both near campus. Tower Hill is Texas-licensed (#2608479TX).

🏥UT Health Austin (Dell Medical School)

🏥Ascension Seton Medical Center Austin

🏥St. David's Medical Center

🏥University Medical Center Brackenridge

🏥Dell Children's Medical Center

Average hospital stay in Austin: $2,700/day. With a US PPO plan, you pay only your deductible/copay — not the full billed rate.

How to Waive Your Austin University Health Plan

Get a quote & purchase

Choose a plan through Tower Hill. Takes 5 minutes online.

Request your waiver letter

Email us at support@towerhillcorp.com with your university name and waiver form. We respond within 1 business day.

Submit before the deadline

Upload your insurance certificate and waiver letter through your university's health portal. Deadlines are typically 2–4 weeks after enrollment.

Save $1,000–$3,000/year

Your university fee is reversed. You keep comprehensive coverage at a fraction of the cost.

Plans for International Students in Austin

All plans include US PPO network access and are accepted as health insurance waivers at Austin-area universities.

⭐ Top Pick for Austin International Students

Most University-Accepted

IMG Global

Student Health Advantage

~$35/month

Accepted as a health insurance waiver at 500+ US universities. US PPO network, mental health, preventive care, and prescription drugs.

✓F-1 & J-1 visa compliant

✓US PPO network

✓Mental health & counseling

✓Preventive care & vaccines

✓Prescription drug coverage

✓University waiver-ready

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Best Price-to-Coverage

WorldTrips

Atlas America Student

~$30/month

Strong US network, competitive pricing. Popular among students who want comprehensive coverage without paying top dollar.

✓US PPO network access

✓Emergency medical

✓Mental health benefits

✓Telemedicine included

✓Sports & activities covered

✓Semester or annual

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Most Affordable

Trawick International

Safe Travels USA Student

~$25/month

Lowest-cost plan that meets most university waiver minimums. Ideal for budget-focused students needing compliance.

✓F-1 compliant

✓Emergency medical

✓Emergency evacuation

✓Repatriation of remains

✓Acute onset pre-existing

✓No deductible option

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Frequently Asked Questions

🎸

Studying in Austin?

Get instant health insurance quotes for international students in Austin, Texas. University waiver letter provided.

Compare Plans → Get a Quote

📞 (844) 950-3468·Mon–Fri 9AM–6PM CST·TX Lic #2608479TX

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