🏙️Chicago, Illinois·55,000+ intl students

International Student Health Insurance in Chicago

55,000+ international students study in Chicago. UChicago and Northwestern plans cost $2,900–$3,200/year. Get equivalent coverage for $32–$46/month.

University Plans vs. Tower Hill — ChicagoSave 75–85%
UniversityIntl StudentsUniv Plan/yrTower Hill/yr
University of Chicago5,800$3,204/year$32–$46/month
Northwestern University6,200$2,892/year$32–$46/month
DePaul University2,400$1,920/year$32–$46/month
Illinois Institute of Technology3,200$2,160/year$32–$46/month
Loyola University Chicago1,800$2,040/year$32–$46/month
Typical Savings vs. University PlanUp to 85% less

Why Chicago International Students Need Private Insurance

Chicago is home to two elite universities (UChicago, Northwestern) with strong international student populations. The University of Chicago ranks among the world's top research universities and attracts students from 100+ countries.

55,000+
Total intl students
$3,600
Avg ER visit cost
$32–$46/month
Tower Hill plan/mo

Chicago's Top Hospitals — In Your Network

UChicago students live in Hyde Park/Woodlawn (near University of Chicago Medicine). Northwestern's Chicago campus (Streeterville) is adjacent to Northwestern Memorial Hospital — one of the best in the Midwest. DePaul students are in Lincoln Park and the Loop.

🏥University of Chicago Medicine
🏥Northwestern Memorial Hospital
🏥Rush University Medical Center
🏥Advocate Illinois Masonic Medical Center
🏥Lurie Children's Hospital
Average hospital stay in Chicago: $3,200/day. With a US PPO plan, you pay only your deductible/copay — not the full billed rate.

How to Waive Your Chicago University Health Plan

1
Get a quote & purchase
Choose a plan through Tower Hill. Takes 5 minutes online.
2
Request your waiver letter
Email us at support@towerhillcorp.com with your university name and waiver form. We respond within 1 business day.
3
Submit before the deadline
Upload your insurance certificate and waiver letter through your university's health portal. Deadlines are typically 2–4 weeks after enrollment.
4
Save $1,000–$3,000/year
Your university fee is reversed. You keep comprehensive coverage at a fraction of the cost.

Plans for International Students in Chicago

All plans include US PPO network access and are accepted as health insurance waivers at Chicago-area universities.

⭐ Top Pick for Chicago International Students
Most University-Accepted
IMG Global
Student Health Advantage
~$35/month

Accepted as a health insurance waiver at 500+ US universities. US PPO network, mental health, preventive care, and prescription drugs.

F-1 & J-1 visa compliant
US PPO network
Mental health & counseling
Preventive care & vaccines
Prescription drug coverage
University waiver-ready
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Best Price-to-Coverage
WorldTrips
Atlas America Student
~$30/month

Strong US network, competitive pricing. Popular among students who want comprehensive coverage without paying top dollar.

US PPO network access
Emergency medical
Mental health benefits
Telemedicine included
Sports & activities covered
Semester or annual
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Most Affordable
Trawick International
Safe Travels USA Student
~$25/month

Lowest-cost plan that meets most university waiver minimums. Ideal for budget-focused students needing compliance.

F-1 compliant
Emergency medical
Emergency evacuation
Repatriation of remains
Acute onset pre-existing
No deductible option
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Frequently Asked Questions

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Studying in Chicago?

Get instant health insurance quotes for international students in Chicago, Illinois. University waiver letter provided.

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International Student Health Insurance Chicago (2026) | UChicago, Northwestern | Tower Hill | Tower Hill Travel Insurance