🤠Houston, Texas·30,000+ intl students

International Student Health Insurance in Houston

Houston has the world's largest medical complex — and 30,000+ international students. University plans cost $1,400–$2,900/year. Get equivalent coverage for $28–$42/month.

University Plans vs. Tower Hill — HoustonSave 75–85%
UniversityIntl StudentsUniv Plan/yrTower Hill/yr
University of Houston7,200$1,968/year$28–$42/month
Rice University2,400$2,916/year$28–$42/month
Texas Southern University1,200$1,584/year$28–$42/month
Houston Baptist University450$1,440/year$28–$42/month
University of St. Thomas600$1,560/year$28–$42/month
Typical Savings vs. University PlanUp to 85% less

Why Houston International Students Need Private Insurance

Houston is home to the Texas Medical Center — the world's largest medical complex with 60+ institutions, 60,000 employees, and over 7 million patient visits per year. International students in Houston have access to world-class healthcare that rivals anywhere on earth. Tower Hill is Texas-licensed (#2608479TX).

30,000+
Total intl students
$3,100
Avg ER visit cost
$28–$42/month
Tower Hill plan/mo

Houston's Top Hospitals — In Your Network

UH students are in the Museum District and Midtown corridor. Rice University is adjacent to Rice Village and the Medical Center. All major campuses are within 20–30 minutes of the Texas Medical Center via car or METRORail.

🏥Texas Medical Center (largest in world)
🏥Memorial Hermann Hospital
🏥Houston Methodist Hospital
🏥MD Anderson Cancer Center
🏥Ben Taub General Hospital
Average hospital stay in Houston: $2,900/day. With a US PPO plan, you pay only your deductible/copay — not the full billed rate.

How to Waive Your Houston University Health Plan

1
Get a quote & purchase
Choose a plan through Tower Hill. Takes 5 minutes online.
2
Request your waiver letter
Email us at support@towerhillcorp.com with your university name and waiver form. We respond within 1 business day.
3
Submit before the deadline
Upload your insurance certificate and waiver letter through your university's health portal. Deadlines are typically 2–4 weeks after enrollment.
4
Save $1,000–$3,000/year
Your university fee is reversed. You keep comprehensive coverage at a fraction of the cost.

Plans for International Students in Houston

All plans include US PPO network access and are accepted as health insurance waivers at Houston-area universities.

⭐ Top Pick for Houston International Students
Most University-Accepted
IMG Global
Student Health Advantage
~$35/month

Accepted as a health insurance waiver at 500+ US universities. US PPO network, mental health, preventive care, and prescription drugs.

F-1 & J-1 visa compliant
US PPO network
Mental health & counseling
Preventive care & vaccines
Prescription drug coverage
University waiver-ready
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Best Price-to-Coverage
WorldTrips
Atlas America Student
~$30/month

Strong US network, competitive pricing. Popular among students who want comprehensive coverage without paying top dollar.

US PPO network access
Emergency medical
Mental health benefits
Telemedicine included
Sports & activities covered
Semester or annual
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Most Affordable
Trawick International
Safe Travels USA Student
~$25/month

Lowest-cost plan that meets most university waiver minimums. Ideal for budget-focused students needing compliance.

F-1 compliant
Emergency medical
Emergency evacuation
Repatriation of remains
Acute onset pre-existing
No deductible option
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Frequently Asked Questions

🤠

Studying in Houston?

Get instant health insurance quotes for international students in Houston, Texas. University waiver letter provided.

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📞 (832) 856-1704·Mon–Fri 9AM–6PM CST·TX Lic #2608479TX

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International Student Health Insurance Houston (2026) | UH, Rice | Tower Hill TX License | Tower Hill Travel Insurance