International Travel Medical Insurance for Costa Rica
Your domestic health insurance provides zero coverage in Costa Rica. International travel medical insurance covers emergency hospitalization, surgery, and evacuation — anywhere in Costa Rica.
Plans from IMG, Trawick & WorldTrips · Up to $2,000,000 · Instant quote
Why You Need International Travel Medical Insurance in Costa Rica
Hospital costs in Costa Rica for uninsured foreign travelers are billed at full private rates — with no network discount, no insurance negotiation, and often upfront payment required before treatment. A single hospitalization runs $700–$2,200/day. Emergency evacuation out of the country costs $20,000–$55,000.
Hospital / Day
$700–$2,200
ER Visit
$400–$2,000
Emergency Evacuation
$20,000–$55,000
Top Health Risks in Costa Rica
adventure sports injuries (zip-lining, ATV), dengue fever, venomous snakebite in jungle areas, surfing accidents, and volcanic activity exposure
Who Needs Coverage in Costa Rica
Business Traveler
Employer health plans rarely cover international emergencies in Costa Rica. One hospitalization wipes out the entire trip ROI.
Tourist & Leisure Traveler
Adventure activities, unfamiliar food, and new environments elevate risk in Costa Rica. Coverage starts from $1/day.
Expat & Long-Stay Visitor
Extended stays in Costa Rica require coverage that lasts — most domestic plans cap at 30 days abroad.
Senior Traveler
Medicare provides zero international coverage. Seniors face the highest medical risk abroad and need the highest limits.
Compare Plans for Costa Rica
Three A-rated carriers. Instant side-by-side pricing.
IMG
Patriot America Plus
Best all-around value
Trawick International
Safe Travels
Widest deductible range
WorldTrips
Atlas America / Travel
Maximum protection
Get Covered for Costa Rica in 2 Minutes
For every trip to Costa Rica — business, leisure, or extended stay — your US health plan stops working the moment you board. Here is the gap it leaves, and how to fill it.
Tower Hill Travel Insurance · TX License #2608479TX · Mon–Fri 9AM–6PM CST