International Travel Medical Insurance for Panama
Your domestic health insurance provides zero coverage in Panama. International travel medical insurance covers emergency hospitalization, surgery, and evacuation — anywhere in Panama.
Plans from IMG, Trawick & WorldTrips · Up to $2,000,000 · Instant quote
Why You Need International Travel Medical Insurance in Panama
Hospital costs in Panama for uninsured foreign travelers are billed at full private rates — with no network discount, no insurance negotiation, and often upfront payment required before treatment. A single hospitalization runs $700–$2,500/day. Emergency evacuation out of the country costs $18,000–$55,000.
Hospital / Day
$700–$2,500
ER Visit
$400–$2,000
Emergency Evacuation
$18,000–$55,000
Top Health Risks in Panama
dengue fever, malaria in Darién region, foodborne illness, road accidents in urban areas, and water-borne diseases
Who Needs Coverage in Panama
Business Traveler
Employer health plans rarely cover international emergencies in Panama. One hospitalization wipes out the entire trip ROI.
Tourist & Leisure Traveler
Adventure activities, unfamiliar food, and new environments elevate risk in Panama. Coverage starts from $1/day.
Expat & Long-Stay Visitor
Extended stays in Panama require coverage that lasts — most domestic plans cap at 30 days abroad.
Senior Traveler
Medicare provides zero international coverage. Seniors face the highest medical risk abroad and need the highest limits.
Compare Plans for Panama
Three A-rated carriers. Instant side-by-side pricing.
IMG
Patriot America Plus
Best all-around value
Trawick International
Safe Travels
Widest deductible range
WorldTrips
Atlas America / Travel
Maximum protection
Get Covered for Panama in 2 Minutes
For every trip to Panama — business, leisure, or extended stay — your US health plan stops working the moment you board. Here is the gap it leaves, and how to fill it.
Tower Hill Travel Insurance · TX License #2608479TX · Mon–Fri 9AM–6PM CST