International Travel Medical Insurance for Toronto
Your domestic health insurance provides zero coverage in Canada. International travel medical insurance covers emergency hospitalization, surgery, and evacuation — anywhere in Toronto.
Plans from IMG, Trawick & WorldTrips · Up to $2,000,000 · Instant quote
Why You Need International Travel Medical Insurance in Toronto
Hospital costs in Canada for uninsured foreign travelers are billed at full private rates — with no network discount, no insurance negotiation, and often upfront payment required before treatment. A single hospitalization runs $3,000–$8,000/day. Emergency evacuation out of Toronto costs $15,000–$35,000.
Hospital / Day
$3,000–$8,000
ER Visit
$1,000–$5,000
Emergency Evacuation
$15,000–$35,000
Top Health Risks in Toronto
cold weather injuries in winter, road accidents, cardiac events, foodborne illness, and sports injuries
Who Needs Coverage in Toronto
Business Traveler
Employer health plans rarely cover international emergencies in Canada. One hospitalization wipes out the entire trip ROI.
Tourist & Leisure Traveler
Adventure activities, unfamiliar food, and new environments elevate risk in Toronto. Coverage starts from $1/day.
Expat & Long-Stay Visitor
Extended stays in Canada require coverage that lasts — most domestic plans cap at 30 days abroad.
Senior Traveler
Medicare provides zero international coverage. Seniors face the highest medical risk abroad and need the highest limits.
Compare Plans for Toronto
Three A-rated carriers. Instant side-by-side pricing.
IMG
Patriot America Plus
Best all-around value
Trawick International
Safe Travels
Widest deductible range
WorldTrips
Atlas America / Travel
Maximum protection
Get Covered for Toronto in 2 Minutes
For every trip to Toronto — business, leisure, or extended stay — your US health plan stops working the moment you board. Here is the gap it leaves, and how to fill it.
Tower Hill Travel Insurance · TX License #2608479TX · Mon–Fri 9AM–6PM CST