Does the school need to purchase separate coverage for chaperones?

No. Chaperones, teachers, and administrators can all be included on the same group policy as students. Everyone on the trip is covered under one policy document.

Do parents need to sign anything for students to be covered?

The school or tour operator is the policy holder. Individual coverage certificates can be provided to parents upon request. No parent signature is required to purchase coverage — but schools may want to include it in their parental consent forms.

What if a student has a known health condition like asthma?

Acute onset of pre-existing conditions is covered under all three recommended plans (IMG, Trawick, WorldTrips) for students under 70. This means if a student has an unexpected asthma attack requiring emergency treatment, it's covered.

Are sport activities and physical education covered?

Standard visitor insurance covers emergency treatment for accidental injuries during normal physical activities. If the trip includes high-risk activities (skiing, climbing, scuba diving), confirm coverage specifics with the insurer before departure.

How quickly can a school trip policy be issued?

Coverage can be purchased and certificates issued within 24–48 hours for groups. For last-minute trips, same-day processing is available for most plans.

👥School Groups · 10–80 students + chaperones

School Trip Travel Insurance

Emergency medical coverage for student groups, educational tours, and class trips abroad.

Get Group Quotes →📞 (832) 856-1704

Every student covered. Every school trip protected.

Schools organizing international trips carry significant liability. If a student requires emergency medical care or evacuation abroad, the cost without insurance can easily reach $100,000–$300,000. Proper group coverage protects students, reduces school liability, and gives parents peace of mind before they sign the permission slip.

What Group Travel Insurance Covers

Student Emergency Medical

Full coverage for ER visits, hospitalization, and specialist care for students injured or falling ill during the trip.

Emergency Medical Evacuation

Air ambulance transport to the nearest appropriate medical facility or back home — essential for trips to remote regions.

24/7 Medical Assistance

Emergency line for teachers and chaperones to coordinate care, locate hospitals, and manage medical situations in any country.

Accidental Death & Dismemberment

Benefit paid to the student or family in the event of a fatal accident or permanent disability during travel.

Trip Cancellation (Optional)

Reimburses non-refundable deposits and fees if a student or teacher must cancel due to illness, injury, or a covered emergency.

Cost by Group Size

Group Size	Per Person / Day	Est. Total
Class trip (10–20 students + 3 chaperones)	$1.20–$2.40/day	$156–$1,104 for 6-day trip
Tour group (25–40 students + 5 chaperones)	$1.10–$2.20/day	$330–$1,980 for 6-day trip
Large school trip (50–80 students + 10 chaperones)	$1.00–$2.00/day	$600–$3,600 for 6-day trip
Multi-week program (language immersion, etc.)	$0.90–$1.80/day	$630–$2,520 for 4-week program