Study Abroad Travel Insurance
Your US health insurance doesn't follow you overseas. Get a plan that does — semester, year, or gap year coverage from $25/month.
Licensed TX Agency #2608479TX — Tower Hill Corp
Who This Guide Is For
US college students studying abroad, gap year travelers, and exchange students from the United States
University Insurance Requirements
Most US universities require students studying abroad to maintain health insurance with at least $100,000 in emergency medical coverage and $50,000 in emergency evacuation. Our plans meet or exceed these requirements — and we can provide a letter for your study abroad office.
Why Your Current Coverage Falls Short
Unlike your US health plan, international student insurance covers you in your host country, includes medical evacuation back to the US, and can cover mental health and routine care depending on the plan.
Compare Student Insurance Plans
Atlas International Student
WorldTrips
Designed for students studying abroad — meets most university requirements and includes mental health coverage.
- Emergency medical & hospitalization
- Mental health & counseling
- Emergency evacuation included
- Semester or annual enrollment
- Acute onset of pre-existing conditions
- Sports & activities covered
Student Health Advantage
IMG Global
Preferred by university health offices — renewable annually and widely accepted as university-compliant.
- Comprehensive medical coverage
- Preventive care (annual check-up)
- Mental health benefits
- Prescription drug coverage
- University waiver-ready
- 24/7 telemedicine access
Safe Travels International
Trawick International
Highest medical maximum for the price — ideal for students on tight budgets who want strong coverage.
- $1M medical maximum
- Emergency evacuation
- Trip interruption included
- Baggage loss & delay
- Adventure sports covered
- Flexible deductibles
How to Get Covered in 4 Steps
- 1Get an instant quoteEnter your travel dates, age, and country of origin or destination. Takes about 60 seconds.
- 2Select your planChoose from IMG Student Health Advantage, WorldTrips Atlas, or Trawick Safe Travels. All three meet standard university requirements.
- 3Download your certificateYour insurance ID card and policy certificate are emailed immediately. Submit to your university's health office for a waiver if needed.
- 4Travel with confidenceYour coverage is active from your start date. Keep your insurance card with your travel documents — and our claims number handy.