Travel Insurance for Australian Travelers Visiting France (2026)
Australia's health coverage provides zero protection in France. Compare the best plans for this route — from $2/day — with instant online coverage.
📋 Insurance Requirements — France
For Schengen visa applicants: travel insurance with minimum €30,000 in emergency medical coverage is a mandatory requirement for the visa application. Coverage must be valid for the entire Schengen zone. Visa-exempt nationals do not legally require insurance but it is strongly recommended.
💸 Healthcare Costs in France
French public hospitals provide care to tourists but charge full international rates to uninsured non-EU visitors. Emergency room visits cost €200–$500. Private clinic hospitalization runs €500–$2,000/day. Without insurance, bills are sent directly to the patient.
Best Plans: Australia → France
IMG Patriot International
via Tower Hill Travel Insurance
From
$2/day
The leading travel medical plan for non-US residents — high limits, emergency evacuation back to Australia, and 24/7 multilingual assistance in France.
- ✓Emergency medical treatment in France
- ✓Up to $5,000,000 lifetime medical maximum
- ✓Emergency medical evacuation included
- ✓Repatriation back to Australia
- ✓COVID-19 treated as any other illness
- ✓24/7 multilingual emergency assistance
- ✓Available to Australian nationals
- ✓Pre-existing acute onset coverage (select tiers)
WorldTrips Atlas Journey
via Tower Hill Travel Insurance
4–8% of
trip cost
All-in-one trip insurance — medical + trip cancellation. Best for Australian travelers with non-refundable flights, hotels, or tours to France.
- ✓Up to $500,000 emergency medical
- ✓Trip cancellation — 100% of non-refundable costs
- ✓Cancel For Any Reason (CFAR) upgrade available
- ✓Emergency evacuation and repatriation
- ✓Trip delay: $200/day after 6 hours
- ✓Baggage loss and delay coverage
- ✓Available to international travelers
- ✓24/7 emergency assistance hotline
Squaremouth Comparison
30+ insurance carriers
Compare
30+ plans
Compare rates from 30+ carriers side by side. Best if you want the widest selection or the lowest price for your Australia→France trip dates.
- ✓Compare 30+ international travel insurance providers
- ✓Filter by medical limit, evacuation, trip cancellation
- ✓International plans for non-US travelers
- ✓Best-in-class price transparency
- ✓Zero-complaint guarantee
- ✓Instant comparison in under 2 minutes
Which Plan Is Right for Your Australia → France Trip?
Choose IMG Patriot if…
- • You mainly need medical + evacuation
- • You're traveling for 3+ months
- • You want the highest coverage limits
- • You need Schengen visa documentation
Choose WorldTrips if…
- • You have non-refundable bookings
- • You want trip cancellation coverage
- • Your trip is under 90 days
- • You want one policy for everything
Use Squaremouth if…
- • You want to compare 30+ options
- • Price is your primary concern
- • You want side-by-side comparison
- • You're comfortable evaluating plans
Australian Travelers & France: What You Need to Know
France is a top European destination for Australian tourists — art, food, wine, and the romance of Paris attract significant Australian visitor numbers. Many Australians combine France with Italy or Spain in European itineraries.
Ready to Get Covered for France?
Instant quote for Australian travelers. Coverage from $2/day — policy issued immediately online.
Frequently Asked Questions
Do Australian travelers need travel insurance to visit France?
For Schengen visa applicants: travel insurance with minimum €30,000 in emergency medical coverage is a mandatory requirement for the visa application. Coverage must be valid for the entire Schengen zone. Visa-exempt nationals do not legally require insurance but it is strongly recommended. Even where insurance is not legally required, it is essential — Australia's domestic health coverage provides zero protection in France. Without insurance, any emergency medical cost must be paid entirely out of pocket, often in foreign currency, before treatment begins.
How much does travel insurance cost for Australian travelers going to France?
A travel medical-only policy for a healthy traveler under 60 typically costs $2–$8 per day. For a 14-day trip, expect to pay $30–$120 for medical-only coverage. A comprehensive policy with trip cancellation costs 4–8% of your total non-refundable trip cost. French public hospitals provide care to tourists but charge full international rates to uninsured non-EU visitors. Emergency room visits cost €200–$500. Private clinic hospitalization runs €500–$2,000/day. Without insurance, bills are sent directly to the patient. Insurance eliminates all of this financial exposure for a fraction of the potential cost.
What is the best travel insurance for Australian travelers visiting France?
For France, we recommend IMG Patriot International (via Tower Hill) for high-limit medical coverage and emergency evacuation. WorldTrips Atlas Journey is the best all-in-one option if you also want trip cancellation protection. Use Squaremouth if you want to compare 30+ carriers. The most important coverage is emergency medical (minimum $100,000) and evacuation (minimum $250,000).
What does travel insurance cover for a Australia-to-France trip?
A comprehensive international travel insurance policy covers: (1) Emergency medical treatment and hospitalization in France, (2) Medical evacuation back to Australia if needed, (3) Trip cancellation if you need to cancel before departure due to illness, injury, or other covered reason, (4) Trip interruption if you need to return home early, (5) Baggage loss or delay, (6) 24/7 emergency assistance. Medical and evacuation coverage are the most critical for France travel.
Does travel insurance cover medical evacuation from France to Australia?
Yes — emergency medical evacuation is typically included in international travel insurance policies. French public hospitals provide care to tourists but charge full international rates to uninsured non-EU visitors. Emergency room visits cost €200–$500. Private clinic hospitalization runs €500–$2,000/day. Without insurance, bills are sent directly to the patient. Evacuation ensures you can be transported to the nearest adequate medical facility and, when medically necessary, repatriated back to Australia. IMG Patriot International and WorldTrips Atlas Journey both include evacuation coverage. Make sure your policy explicitly states "emergency medical evacuation" and "repatriation" — these are separate benefits.