The Turkish-American community is large and growing, with hundreds of thousands of Turkish-Americans living across the United States. If your parents are visiting from Turkey, getting the right visitor insurance for Turkish parents visiting the USA protects them from the financial shock of US healthcare costs — which can be 10–50x higher than what care costs in Turkey.
Quick Answer
Turkish parents visiting the USA need US visitor medical insurance — Turkey's SGK does not cover treatment in America. Look for a plan with at least $100,000 in coverage, acute onset pre-existing condition coverage, and emergency evacuation. IMG Patriot America Plus is the top-rated plan for Turkish visitors.
Why Turkish Parents Cannot Rely on Home Insurance in the USA
Turkey's Sosyal Güvenlik Kurumu (SGK) provides comprehensive healthcare coverage within Turkey, but it has no international agreements with the United States for healthcare reimbursement. Private Turkish insurance policies from companies like Allianz Türkiye or Axa Sigorta may offer limited travel assistance, but rarely enough to cover full US hospital costs.
In the US, a 3-day hospital stay for pneumonia can easily cost $30,000–$80,000. A cardiac emergency can exceed $200,000. Without dedicated US visitor insurance, your parents are personally responsible for every dollar.
What to Look For
- Acute onset pre-existing coverage: Cardiovascular disease and diabetes are common in older Turkish adults. Choose plans that cover sudden crises from these conditions.
- High benefit maximum: $100,000 minimum; $500,000+ strongly recommended for parents 60+.
- Low deductible: $0 or $100 keeps surprise costs manageable at US providers.
- Emergency evacuation: Covers transport back to Turkey in the event of a medical crisis requiring care unavailable locally.
Best Plans for Turkish Parents — 2026
IMG
Patriot America Plus
Comprehensive US visitor insurance up to $1,000,000 with acute onset pre-existing condition coverage and access to a nationwide PPO network.
Max Coverage
Up to $1M
Deductible
$0–$2,500
Pre-Existing
Acute onset
WorldTrips
Atlas America
Up to $2,000,000 coverage at competitive rates. Excellent for parents wanting maximum protection. Flexible deductibles from $0 to $5,000.
Max Coverage
Up to $2M
Deductible
$0–$5,000
Pre-Existing
Acute onset
Frequently Asked Questions
Is travel insurance required on the US B-2 visa application for Turkish citizens?
It is not legally required, but providing proof of insurance can strengthen a B-2 visa application by demonstrating that your parents will not be a financial burden on the US system.
My parents have private insurance in Turkey — does it work in the USA?
Most Turkish private insurers provide very limited coverage outside Turkey, and the coverage maximum is typically far too low for US healthcare costs. US-specific visitor insurance is strongly recommended.
Can I extend the policy if my parents stay longer?
Yes — most plans allow extensions before the expiration date, as long as no claim has been filed. Contact Tower Hill support to arrange an extension.
What if my parents need a doctor but can't speak English well?
Most visitor insurance plans include 24/7 multilingual emergency assistance. The insurer can help locate Turkish-speaking providers or provide translation support.
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