Puerto Vallarta · Mexico

Travel Medical Insurance for Puerto Vallarta

Emergency hospital stays in Puerto Vallarta cost $800–$2,200 per day for uninsured visitors. Medical evacuation can cost $15,000–$45,000. Your US health plan covers zero of it.

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No credit card · Plans from $2/day

$800–$2,200

Hospital/Day

$400–$2,000

ER Visit

$15,000–$45,000

Evacuation

From $2

Insurance/Day

Quick Answer

Yes — you need travel medical insurance for Puerto Vallarta. A comprehensive policy through Tower Hill costs as little as $2–$8/day and covers emergency hospitalization, evacuation, and 24/7 emergency assistance in Puerto Vallarta and throughout Mexico.

Your US health plan doesn't cover you in Puerto Vallarta

Most US domestic health insurance provides zero coverage outside the United States. A hospital stay in Puerto Vallarta costs $800–$2,200 per day — and payment is typically required upfront before discharge. Medical evacuation can cost $15,000–$45,000.

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Travel Medical Insurance in Puerto Vallarta: What You Need to Know

Puerto Vallarta is one of Mexico's most visited destinations, drawing tourists, business travelers, students, and expats from around the world — including tens of thousands of Americans each year. Like all international destinations, Puerto Vallarta presents health risks that your US insurance policy cannot cover. From traveler's diarrhea to serious emergencies requiring hospitalization or evacuation, a travel medical insurance policy is your financial safety net throughout your visit.

Top Health Risks in Puerto Vallarta

The most common medical situations affecting travelers in Puerto Vallarta include water sports injuries, ATV accidents in jungle terrain, sunstroke, traveler's diarrhea, dengue fever, and alcohol-related incidents. Your travel medical insurance policy covers emergency treatment for illness or injury from all standard causes — provided they are not pre-existing conditions (or you select a plan with acute onset coverage).

Hospital Access in Puerto Vallarta

Hospital CMQ and Hospital San Javier Marina are the top private hospitals in Puerto Vallarta, both with international insurance billing capabilities

How Much Does Travel Medical Insurance Cost for Puerto Vallarta?

Travel medical insurance for a trip to Puerto Vallarta typically costs $2–$8 per day for travelers under 60, and $8–$25 per day for travelers over 65. A 2-week trip for a healthy 35-year-old costs as little as $28–$56 total. Compare this to the $800–$2,200/day cost of a Puerto Vallarta hospital stay — and the math is obvious. Use our free quote tool to see your exact price based on your age, trip length, and coverage level.

Best Travel Medical Insurance Plans for Puerto Vallarta

All three plans are available for US citizens visiting Puerto Vallarta, Mexico.

PlanFrom

IMG Patriot International

IMG

$2/day

Safe Travels International

Trawick

$2.50/day

Atlas Travel

WorldTrips

$3/day

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Frequently Asked Questions

Do I need travel medical insurance for Puerto Vallarta?
Yes. US domestic health insurance does not cover you in Puerto Vallarta, Mexico. A hospital stay here costs $800–$2,200 per day for uninsured visitors. Without coverage, you're personally responsible for 100% of any medical costs.
What hospitals accept travel insurance in Puerto Vallarta?
Hospital CMQ and Hospital San Javier Marina are the top private hospitals in Puerto Vallarta, both with international insurance billing capabilities. When you buy through Tower Hill, your policy includes a 24/7 assistance line that can direct you to approved facilities and coordinate direct billing with the hospital — so you don't pay out of pocket.
What are the biggest health risks in Puerto Vallarta?
The most common medical issues for visitors to Puerto Vallarta are water sports injuries, ATV accidents in jungle terrain, sunstroke, traveler's diarrhea, dengue fever, and alcohol-related incidents. Your travel medical policy covers emergency treatment for all standard illnesses and injuries encountered while traveling.
How much does travel medical insurance cost for Puerto Vallarta?
Travel medical insurance for Puerto Vallarta typically costs $2–$8/day for travelers under 60, depending on age, coverage level, and deductible chosen. A 2-week policy for a healthy 40-year-old typically costs around $35–$70. That's roughly the cost of one meal at a tourist-area restaurant — for coverage up to $1,000,000.
Does travel insurance cover medical evacuation from Puerto Vallarta?
Yes — every travel medical insurance policy through Tower Hill includes emergency medical evacuation coverage. If your condition cannot be adequately treated in Puerto Vallarta and you need transport back to the US, your policy covers the air ambulance and associated costs up to the policy limit.
When should I buy travel medical insurance for Puerto Vallarta?
Buy within 14 days of your first trip payment to unlock time-sensitive benefits: pre-existing condition waiver, Cancel For Any Reason (CFAR) upgrades, and financial default protection. There's no price benefit to waiting — the policy simply activates on your departure date.

60,000+ travelers insured in 151 countries

Tower Hill Travel Insurance (TX License #2608479TX) has helped travelers get covered for Puerto Vallarta and destinations across Mexico. Our licensed advisors compare IMG Patriot, Trawick Safe Travels, and WorldTrips Atlas plans to find the right fit for your trip and budget.

Tower Hill Travel Insurance

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Travel Medical Insurance for Puerto Vallarta | US Beach Travelers | Tower Hill Travel Insurance